Investing online has its perks. Special offer for OSPE members*. With BMO Wealth Management, you get easy online investing just the way you like it. We offer choices that give you as much - or as little - support as you want. Whether you want to be in full control of your investments or leave it to our experts, you can invest online your way. Learn more about this exclusive offer for OSPE members, visit ospe.on.ca /engineersfirst *Terms and conditions apply. BMO Wealth Management is the brand name for a business group consisting of Bank of Montreal and certain of its affiliates, in providing wealth management products and services. Not all products and services are offered by all legal entities within BMO Wealth Management. BMO InvestorLine Inc. provides order execution only for equities, options, mutual funds, fixed income and foreign exchange currency. adviceDirect is a product of BMO InvestorLine and is a non-discretionary fee based account which offers investment recommendations. adviceDirect does not provide portfolio management by a portfolio manager. The client makes their own investment decisions and manages their own investment portfolio. adviceDirect does not offer discretionary, managed accounts. BMO SmartFolio is a product of BMO Nesbitt Burns and is a discretionary fee based account which offers digital portfolio management service.http://ospe.on.ca/engineersfirst