DentaltownUK February 2018 - 12
by Dr. Harry Singh
After qualifying from Leeds
Dental School in 1996, Dr.
Harry Singh followed the
traditional VT, Associate and
Principal routes in dentistry,
owning three dental practices
along the way. Amongst these
was 'Aesthetics', an awardwinning private practice in Hertfordshire.
Like most dentists, Singh was making good
money; however, it left him working long hours and
missing out on family time, hobbies, holidays, going
to the gym, healthy eating, etc. Even when he was
away from the practice, he found himself thinking
about patient emergencies or complaints, as well as
Feeling alone on a professional level and
unhappy with his lifestyle, Singh sought to make a
change so, as well as practising dentistry, he started
to invest in property and stumbled upon some
professional property secrets that helped to develop
his business interests.
Over a two-year period, Singh bought 27
properties and sold six. The profits from these deals
allowed him to buy into dental practices and set up
two squat practices.
The passive income that these properties
brought in covered all of his financial commitments,
enabling him to reduce his clinical dentistry hours and
to spend more time with his family and on himself.
Eventually he found that he was making more money
from property and practising dentistry two days a
week, rather than full-time. He retired from dentistry
to concentrate on the property side of his work.
Singh now has a property portfolio valued at
around £7 million, yielding a passive income of £8000
per month. Understanding that many dentists feel
as isolated and trapped as he did, Singh wants to
'give something back' to his dental colleagues via the
Dental Property Club, which is designed to share with
members the information, expertise and knowledge
he has gathered along the way.
Singh has written two books: Achieving Financial
Freedom and Get Moving In Property for Freedom
FEBRUARY 2018 // dentaltownuk.com
To keep this nice and simple, 'financial
security' equals a basic essential lifestyle,
'financial independence' equals a comfortable lifestyle, and 'financial freedom'
equals a dream or ideal lifestyle. Once you
have financial security covered, financial
independence is a stepping stone toward
What does financial freedom mean to
you? Does it mean freedom from having to
work, yet still being able to enjoy life without
certainty over money? Does it mean having
your life's basic costs covered? Having more
time to do the things you want to do?
For me, it means being able to drop the
kids off at school in the morning and stroll
back to the car while other parents are running
around like headless chickens so they're not
late for the rat race.
Stop trading time for money.
How to achieve financial freedom
There is a science of getting rich, and
it's an exact science. Certain laws govern the
process of acquiring riches, and once these
laws are learnt and mastered, anyone can get
rich with mathematical certainty.
The formula is: passive income, plus
investment income, plus savings, plus
* Passive income: Income without work;
ongoing passive business income (working for you), e.g., property portfolio.
* Investment income: Money working
for you, such as doing a joint venture
with me on property deals.
Savings: Always have some liquid
cash that can easily be accessed for
emergencies or that great deal that
comes along and you need to move
fast to secure it.
Simplify: Spend less than what you
earn and invest the difference. Cut
your coat according to your cloth.
Have a primary source of income that
covers your expenses and then build up your
passive income in the background until you
don't need your primary income.
That's what I just did; I did not give
up dentistry until I had a well established,
proven source of passive income.
No man can serve two masters. Concentrate on one and build up the other in
Buy-to-let property investment
'Buy-to-let' is exactly what is says. You
purchase a property with the intent of renting
it to tenants. Property is a medium- to
Buy-to-let investment may be right if you:
* Prefer investments that feel more
* Are willing to put your money into
property for a long period of time.
* Understand that property prices can
and will go up or down, similar to
stocks and shares.
* Understand and accept the additional
risks that go along with borrowing
money to purchase property.
Table of Contents for the Digital Edition of DentaltownUK February 2018
Mike Gow: Contracts & the Hit Man
Message Board: Predictable Marginal Ridge
Dr. Harry Singh’s Financial Freedom Formula
Private Removable Prosthetics
Message Board: Large Composite Restorations
Quiz: Name that Oral Lesion!
The Boxing Dentist
Don't Make Assumptions
A Combined Digital Orthodontic and Restorative Approach
To Fill or Restore?
Back to Birmingham: BDC & Dentistry Show 2018
Spin Me Right Round: Crown Preparations
Through the Keyhole-Dr. Alif Moosajee
Wish List-Dr. Yogi B. Savania
DentaltownUK February 2018 - Cover
DentaltownUK February 2018 - Cover2
DentaltownUK February 2018 - 3
DentaltownUK February 2018 - 4
DentaltownUK February 2018 - Mike Gow: Contracts & the Hit Man
DentaltownUK February 2018 - Howard Speaks
DentaltownUK February 2018 - 7
DentaltownUK February 2018 - 8
DentaltownUK February 2018 - 9
DentaltownUK February 2018 - Message Board: Predictable Marginal Ridge
DentaltownUK February 2018 - Dr. Harry Singh’s Financial Freedom Formula
DentaltownUK February 2018 - 12
DentaltownUK February 2018 - 13
DentaltownUK February 2018 - Private Removable Prosthetics
DentaltownUK February 2018 - 15
DentaltownUK February 2018 - Message Board: Large Composite Restorations
DentaltownUK February 2018 - 17
DentaltownUK February 2018 - Quiz: Name that Oral Lesion!
DentaltownUK February 2018 - 19
DentaltownUK February 2018 - 20
DentaltownUK February 2018 - 21
DentaltownUK February 2018 - 22
DentaltownUK February 2018 - The Boxing Dentist
DentaltownUK February 2018 - 24
DentaltownUK February 2018 - 25
DentaltownUK February 2018 - 26
DentaltownUK February 2018 - 27
DentaltownUK February 2018 - Don't Make Assumptions
DentaltownUK February 2018 - 29
DentaltownUK February 2018 - A Combined Digital Orthodontic and Restorative Approach
DentaltownUK February 2018 - 31
DentaltownUK February 2018 - To Fill or Restore?
DentaltownUK February 2018 - 33
DentaltownUK February 2018 - Back to Birmingham: BDC & Dentistry Show 2018
DentaltownUK February 2018 - 35
DentaltownUK February 2018 - Temporomandibular Joint
DentaltownUK February 2018 - 37
DentaltownUK February 2018 - 38
DentaltownUK February 2018 - Spin Me Right Round: Crown Preparations
DentaltownUK February 2018 - 40
DentaltownUK February 2018 - 41
DentaltownUK February 2018 - Through the Keyhole-Dr. Alif Moosajee
DentaltownUK February 2018 - 43
DentaltownUK February 2018 - 44
DentaltownUK February 2018 - 45
DentaltownUK February 2018 - 46
DentaltownUK February 2018 - 47
DentaltownUK February 2018 - 48
DentaltownUK February 2018 - 49
DentaltownUK February 2018 - Wish List-Dr. Yogi B. Savania
DentaltownUK February 2018 - Cover3
DentaltownUK February 2018 - Cover4