Real Estate Guide - Volume 25, Issues 1 - (Page 88) 5922:Layout 1 3/15/07 7:31 AM Page 1 PERSONAL BANKING BUSINESS BANKING INVESTMENT SERVICES INSURANCE HOME MORTGAGES TRUST Lisa Glavan 1630 Bienville Blvd. Ocean Springs, MS 228-875-0009 Jennifer Chambless 1778 Popps Ferry Rd. Biloxi, MS 228-594-3032 Tod Cotman 905 Cowan Rd. Gulfport, MS 228-897-3390 Nita Bates 12337 Ashley Dr., Ste. F Gulfport, MS 228-832-9225 Jan Swearingen 12337 Ashley Dr., Ste. F Gulfport, MS 228-832-9225 Has the rate on your Adjustable-Rate Mortgage been rising? Keep your payments low by getting a Fixed-Rate Mortgage with BancorpSouth. Many people have used an adjustable-rate mortgage (ARM) to get lower monthly mortgage payments. However, interest rates have been rising. If your ARM is reaching the end of its fixed period, your mortgage rate could increase significantly. With low long-term interest rates now available, refinancing to a fixed-rate mortgage could be a smart financial move for you. Let the experts at BancorpSouth Mortgage help you refinance into the home loan that works best for you. Call one of our originators and let them show you your options. Subject to credit approval. bancorpsouth.com Bank deposits are FDIC insured. Insurance products are offered by BancorpSouth Insurance Services Inc. Investment products are offered by BancorpSouth Investment Services Inc. Member SIPC. Insurance and investment products are � Not a deposit � Not FDIC insured � Not insured by any federal government agency � Not guaranteed by the bank � May go down in value bancorpsouth.com
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