Women2Women - Fall 2017 - 23

ASK THE DOCTOR

Don't forget about party planning costs. Buying gifts is
only part of any holiday budget. Depending on your stage of life,
you may also be hosting holiday parties. Make sure to consider the
cost of throwing a party before you send out the invites. Ask yourself
whether you can afford to offer a sit-down dinner versus having an
open house with cocktails and appetizers. If the budget is tight, but
you still want to entertain, ask attendees to bring their favorite drink
or appetizer to share.

Set holiday travel plans early. If you have to travel to visit
friends and family over the holidays, start planning and booking flights
now. When you book early, you tend to get the best value. Consider
traveling on alternate dates, which could save you hundreds of dollars.
Set up a holiday slush fund. No matter how much advanced

planning we do, there will always be some last-minute expenses.
Whether it's a spontaneous gathering for drinks with friends or a
chance to buy the perfect earrings for your holiday dress, extra costs
always come up. Make sure you consider a slush fund, which will
help ease the financial burden of unexpected holiday expenses. A
good guide for how much to have in your slush fund is about 20
percent of your gifts budget.
Hopefully the preceding tips will help you have a joyous, and
prosperous, holiday season. Happy shopping! n

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