D disposable income revenu disponible On the eve of Canada's general election in October 2015, one political editor pointed out that Canadian consumers were borrowing at increasingly high levels with the result that consumer debt was standing at a record 165% of disposable income. disregard méconnaître, ne pas tenir compte de In late 2013 when the US Senate moved to limit the use of the filibuster, Republicans accused Democrats of disregarding the constitutional prerogatives of the Senate as a body of "advice and consent" on presidential nominations. disrupt dérégler, perturber, déstabiliser Some educational observers say technology is disrupting the US college system, others say MOOCs* and the internet are democratising America's higher education system. * Massive Open Online Course distort déformer Critics claim that President Obama's decision taken in November 2015 to reject the construction of the Keystone XL oil pipeline from Canada to the Gulf Coast* "does not rest on the facts - it continues to distort them", to quote one Alaska Senate Republican. * Gulf of Mexico dole allocation de chômage Speaking on immigration in late 2014, David Cameron said EU arrivals should not get unemployment benefits for four years, but critics objected that many low-paid native Britons will also have failed to cover their dole entitlement with their historic tax contributions. 47