Summary IV. Law of security interests.......................................................................................303 A. The acquis ..............................................................................................................................303 B. Outlook......................................................................................................................................304 V. Enforcement law..............................................................................................................307 A. The acquis ..............................................................................................................................307 B. Outlook......................................................................................................................................310 VI. Law of businesses in difficulty ........................................................................313 A. The acquis ..............................................................................................................................313 B. Outlook......................................................................................................................................314 VII. Banking law .......................................................................................................................315 A. The acquis ..............................................................................................................................315 B. Outlook......................................................................................................................................324 VIII. Insurance law ................................................................................................................329 A. The acquis: creation of the single insurance market...................329 B. Outlook: towards a european insurance contract law? ............333 IX. Financial markets law...............................................................................................337 A. The acquis ..............................................................................................................................337 B. Outlook......................................................................................................................................348 X. Intellectual property law..........................................................................................351 A. The acquis ..............................................................................................................................351 B. Outlook......................................................................................................................................359 XI. Social law ...............................................................................................................................371 A. The acquis ..............................................................................................................................371 B. Outlook......................................................................................................................................373 XII. Tax law ....................................................................................................................................377 A. The acquis ..............................................................................................................................377 B. Outlook......................................................................................................................................382 XV