ABA Banking Journal - September/October 2017 - 14

UPFRONT

Mary Clouthier
Honored
with ABA
Distinguished
Service Award

Mary Clouthier, SVP and director of
enterprise compliance programs for
KeyBank, received the 2017 ABA
Distinguished Service Award, which
recognizes leadership, initiative
and accomplishment in banking
regulatory compliance management.
The award, established in 1995,
was presented at ABA's 31st Annual
Regulatory Compliance Conference in
Orlando, Fla.
"Mary is recognized throughout the
industry as a leader in compliance
risk management," says Elizabeth
Clarkson, CRCM, chairman of
ABA's Compliance Administrative
Committee and chief compliance
and deputy enterprise risk officer
at Umpqua Bank. "Her diverse
range of experience as both an
examiner and a banker, coupled
with her endless drive to do right
by colleagues and consumers have

made her an invaluable asset to the
compliance community."
Clouthier began her career as a bank
examiner with the FDIC, moving on to
positions with the Federal Reserve in
Philadelphia and Dallas before joining
the banking industry as a compliance
executive. An active participant in ABA
compliance activities for many years,
she has authored several articles for
ABA Bank Compliance magazine,
served on various ABA committees,
taught at the ABA Compliance Schools
and routinely spoken at the RCC and
other national events.
"I'm incredibly humbled by this
recognition," says Clouthier. "I've had
a very rewarding career and it has
been a privilege sharing my experience
with other compliance professionals
and helping advance their growth and
success within the industry."

ABA Announces Three New Endorsements
for Compliance, Accessibility
ABA, through its Corporation for American Banking Subsidiary, has endorsed three new solutions for TILA-RESPA Integrated
Disclosure compliance, compliance management software and website accessibility.

ComplianceEase. ABA endorsed ComplianceEase for TRID compliance. Through its
ComplianceAnalyzer with TRID Monitor platform, banks can get a compliance decision within seconds.
Findings are displayed with an easy-to-read risk score and tolerance analysis that is backed up by
regulatory citations and narrative explanations. ABA members are eligible for discounted pricing.

Predict360. For compliance management software, ABA endorsed the Predict360 software offered
by 360factors. Predict360 is a cloud-based, artificial intelligence-powered CMS that ABA's due diligence
process found to be easy to use, quickly deployed and low-cost. ABA members will receive discounts on
pricing. "Unlike many of the other compliance management solutions, which are only affordable for large
institutions that can devote significant time and manpower to deploying their products, 360factors stood
out for its ability to also serve the needs of community and regional banks," says Bryan Luke, chairman
of ABA's Endorsed Solutions Banker Advisory Council and president and COO of Hawaii National Bank
in Honolulu.

Level Access.

With lawsuits swirling over website accessibility standards, ABA endorsed Level Access
for its suite of digital accessibility products with ABA member discounts. "The suite of digital accessibility
products offered by Level Access enables banks to mitigate potential legal risks while ensuring website
accessibility compliance for those customers with disabilities," says Luke.

14

ABA BANKING JOURNAL | SEPTEMBER/OCTOBER 2017



Table of Contents for the Digital Edition of ABA Banking Journal - September/October 2017

CHAIRMAN’S VIEW
UPFRONT
PICTURE THIS
LEGAL BRIEFS
POWER UP PROFILE
THE TOP FINTECH TRENDS DRIVING THE NEXT DECADE
PLUG AND PLAY: FOUR WAYS TO LEVEL UP YOUR MOBILE BANKING APP
MAKING FRIENDS WITH FINTECH
LOOKING AT FINTECH THROUGH THE LEGISLATIVE LENS
LET’S TALK PAYMENTS
IS OUTSOURCING IT SECURITY RIGHT FOR YOUR BANK?
THE CECL RIPPLE EFFECT
FROM YOUNG AMERICANS TO ENTREPRENEURIAL CITIZENS
FINDING THE PERFECT NICHE
THREE ELEMENTS OF BANK LEADERSHIP
REAL ESTATE LENDING
ABA COMPLIANCE CENTER INBOX
WEALTH MANAGEMENT
FROM THE STATES
CORPORATE SOCIAL RESPONSIBILITY
INDEX OF ADVERTISERS
FROM THE VAULT
ABA Banking Journal - September/October 2017 - Intro
ABA Banking Journal - September/October 2017 - bellyband1
ABA Banking Journal - September/October 2017 - bellyband2
ABA Banking Journal - September/October 2017 - cover1
ABA Banking Journal - September/October 2017 - cover2
ABA Banking Journal - September/October 2017 - 3
ABA Banking Journal - September/October 2017 - 4
ABA Banking Journal - September/October 2017 - 5
ABA Banking Journal - September/October 2017 - 6
ABA Banking Journal - September/October 2017 - 7
ABA Banking Journal - September/October 2017 - CHAIRMAN’S VIEW
ABA Banking Journal - September/October 2017 - 9
ABA Banking Journal - September/October 2017 - 10
ABA Banking Journal - September/October 2017 - UPFRONT
ABA Banking Journal - September/October 2017 - 12
ABA Banking Journal - September/October 2017 - 13
ABA Banking Journal - September/October 2017 - 14
ABA Banking Journal - September/October 2017 - 15
ABA Banking Journal - September/October 2017 - PICTURE THIS
ABA Banking Journal - September/October 2017 - 17
ABA Banking Journal - September/October 2017 - LEGAL BRIEFS
ABA Banking Journal - September/October 2017 - 19
ABA Banking Journal - September/October 2017 - POWER UP PROFILE
ABA Banking Journal - September/October 2017 - 21
ABA Banking Journal - September/October 2017 - THE TOP FINTECH TRENDS DRIVING THE NEXT DECADE
ABA Banking Journal - September/October 2017 - 23
ABA Banking Journal - September/October 2017 - 24
ABA Banking Journal - September/October 2017 - 25
ABA Banking Journal - September/October 2017 - 26
ABA Banking Journal - September/October 2017 - 27
ABA Banking Journal - September/October 2017 - PLUG AND PLAY: FOUR WAYS TO LEVEL UP YOUR MOBILE BANKING APP
ABA Banking Journal - September/October 2017 - 29
ABA Banking Journal - September/October 2017 - 30
ABA Banking Journal - September/October 2017 - 31
ABA Banking Journal - September/October 2017 - MAKING FRIENDS WITH FINTECH
ABA Banking Journal - September/October 2017 - 33
ABA Banking Journal - September/October 2017 - LOOKING AT FINTECH THROUGH THE LEGISLATIVE LENS
ABA Banking Journal - September/October 2017 - 35
ABA Banking Journal - September/October 2017 - LET’S TALK PAYMENTS
ABA Banking Journal - September/October 2017 - 37
ABA Banking Journal - September/October 2017 - 38
ABA Banking Journal - September/October 2017 - IS OUTSOURCING IT SECURITY RIGHT FOR YOUR BANK?
ABA Banking Journal - September/October 2017 - THE CECL RIPPLE EFFECT
ABA Banking Journal - September/October 2017 - 41
ABA Banking Journal - September/October 2017 - 42
ABA Banking Journal - September/October 2017 - FROM YOUNG AMERICANS TO ENTREPRENEURIAL CITIZENS
ABA Banking Journal - September/October 2017 - 44
ABA Banking Journal - September/October 2017 - 45
ABA Banking Journal - September/October 2017 - 46
ABA Banking Journal - September/October 2017 - FINDING THE PERFECT NICHE
ABA Banking Journal - September/October 2017 - 48
ABA Banking Journal - September/October 2017 - 49
ABA Banking Journal - September/October 2017 - 50
ABA Banking Journal - September/October 2017 - THREE ELEMENTS OF BANK LEADERSHIP
ABA Banking Journal - September/October 2017 - 52
ABA Banking Journal - September/October 2017 - 53
ABA Banking Journal - September/October 2017 - REAL ESTATE LENDING
ABA Banking Journal - September/October 2017 - 55
ABA Banking Journal - September/October 2017 - 56
ABA Banking Journal - September/October 2017 - 57
ABA Banking Journal - September/October 2017 - 58
ABA Banking Journal - September/October 2017 - 59
ABA Banking Journal - September/October 2017 - ABA COMPLIANCE CENTER INBOX
ABA Banking Journal - September/October 2017 - 61
ABA Banking Journal - September/October 2017 - WEALTH MANAGEMENT
ABA Banking Journal - September/October 2017 - FROM THE STATES
ABA Banking Journal - September/October 2017 - CORPORATE SOCIAL RESPONSIBILITY
ABA Banking Journal - September/October 2017 - INDEX OF ADVERTISERS
ABA Banking Journal - September/October 2017 - FROM THE VAULT
ABA Banking Journal - September/October 2017 - cover3
ABA Banking Journal - September/October 2017 - cover4
ABA Banking Journal - September/October 2017 - outsert1
ABA Banking Journal - September/October 2017 - outsert2
ABA Banking Journal - September/October 2017 - outsert3
ABA Banking Journal - September/October 2017 - outsert4
ABA Banking Journal - September/October 2017 - outsert5
ABA Banking Journal - September/October 2017 - outsert6
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