ABA Banking Journal - April 2013 - (Page 1)

April 2013 | ababj.com InformIng bAnkers for more thAn 100 yeArs 24 “We are no longer willing to accept risk functions that are simply satisfactory” — Comptroller of the Currency Thomas J. Curry features 24 | COVER STORY: Focus on risk Regulators raise the bar—big time! Banks face higher expectations and less tolerance in managing risk. Regulators are focusing on seven themes. Here’s how to respond. 30 | RAROC architect’s views on risk Dan Borge urges banks to develop their own plans, beyond the regs. 32 | Top-performing big banks The first of a three-part report ranks banks over $10 billion by ROE. Winning strategies included acquisitions of people rather than banks. 14 | ABA COMMUNITY BANKING Negotiating better contracts It pays to know the process before you buy a car. Same applies to technology contracts. Read this first. AprIl 2013 | ABA BANKING JOURNAL |1 http://www.ababj.com

Table of Contents for the Digital Edition of ABA Banking Journal - April 2013

ABA Banking Journal - April 2013
Contents
Chairman’s View
Editor’s Column
The Economy
Bank Notes
Picture This
ABA COMMUNITY BANKING Negotiating better contracts
Pass the Aspirin
Tech Topics
COVER STORY: Focus on risk Regulators raise the bar—big time!
RAROC architect’s views on risk
Top-performing big banks
Compliance Inbox
ABA At Your Service
Legal Issues
First Person

ABA Banking Journal - April 2013

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