The Texas Independent Banker - May/June 2017 - 5

THE TEXAS

®

INDEPENDENT
BANKER

MAY/JUNE 2017
VOLUME XLIII, NO. 3

COLUMNS
6

page 16

Up Front
CHRISTOPHER L. WILLISTON, CAE

8

General Counsel's Corner
KAREN M. NEELEY

10

Services Spotlight
JOE KIM KING

13

The Compliance Guy
KELLY GOULART, CRCM CAMS CIA

DEPARTMENTS
15

News

30

People

32

Calendars

33

New Members

33

Index of Advertisers

34

Communities

FEATURES
16 Leadership Conference Preview
19 Gap Management: An Idea Whose Time Has Gone
LESTER MURRAY

22 IBAT 2017 Regional Meeting Tour
CHRISTOPHER L. WILLISTON VI, CAE

29 Farewell from Mae Beth

BEST PRACTICES
26 In an Uncertain World, Look for the Silver Lining
MARK ROE

page 19
INDEPENDENT BANKERS ASSOCIATION OF TEXAS
1700 Rio Grande Street, Suite 100, Austin, TX 78701, 512-474-6889, www.ibat.org
®

Christopher L. Williston, CAE, President and CEO, cwilliston@ibat.org; Christopher L. Williston VI, CAE, Executive Vice President,
clwilliston@ibat.org; Bonnie Kankel, Editor, Vice President - Administration & Corporate Communications, bkankel@ibat.org.
NAYLOR ASSOCIATION SOLUTIONS
5950 NW 1st Place, Gainesville, FL 32607, 800-369-6220, www.naylor.com
Project Support Specialist Alyssa Woods, Publisher Heidi Boe, Sales Manager Douglas Swindler, Publication Director Doug Smith,
Marketing Account Specialist Sabine Borneman, Editor Jennifer Lipner, Designer Deb Churchill Basso | Print 2.0h!, Advertising Sales Reps
Amy Gray, Tracy Jones, Douglas Swindler, Matt Wooten
© 2017 Naylor, LLC. All rights reserved. The contents of this publication may not be reproduced by any means, in whole or in part,
without the prior written consent of the publisher. PUBLISHED APRIL 2017/ IBT-S0317/7943

May/June 2017

www.ibat.org

5


http://www.ibat.org http://www.naylor.com http://www.ibat.org

Table of Contents for the Digital Edition of The Texas Independent Banker - May/June 2017

Up Front CHRISTOPHER L. WILLISTON, CAE
General Counsel’s Corner KAREN M. NEELEY
Services Spotlight JOE KIM KING
The Compliance Guy KELLY GOULART, CRCM CAMS CIA
News
Leadership Conference Preview
Gap Management: An Idea Whose Time Has Gone LESTER MURRAY
IBAT 2017 Regional Meeting Tour CHRISTOPHER L. WILLISTON VI, CAE
In an Uncertain World, Look for the Silver Lining MARK ROE
Farewell from Mae Beth
People
Calendars
New Members
Index of Advertisers
Communities
The Texas Independent Banker - May/June 2017 - cover1
The Texas Independent Banker - May/June 2017 - cover2
The Texas Independent Banker - May/June 2017 - 3
The Texas Independent Banker - May/June 2017 - 4
The Texas Independent Banker - May/June 2017 - 5
The Texas Independent Banker - May/June 2017 - Up Front CHRISTOPHER L. WILLISTON, CAE
The Texas Independent Banker - May/June 2017 - 7
The Texas Independent Banker - May/June 2017 - General Counsel’s Corner KAREN M. NEELEY
The Texas Independent Banker - May/June 2017 - 9
The Texas Independent Banker - May/June 2017 - Services Spotlight JOE KIM KING
The Texas Independent Banker - May/June 2017 - 11
The Texas Independent Banker - May/June 2017 - 12
The Texas Independent Banker - May/June 2017 - The Compliance Guy KELLY GOULART, CRCM CAMS CIA
The Texas Independent Banker - May/June 2017 - 14
The Texas Independent Banker - May/June 2017 - News
The Texas Independent Banker - May/June 2017 - Leadership Conference Preview
The Texas Independent Banker - May/June 2017 - 17
The Texas Independent Banker - May/June 2017 - 18
The Texas Independent Banker - May/June 2017 - Gap Management: An Idea Whose Time Has Gone LESTER MURRAY
The Texas Independent Banker - May/June 2017 - 20
The Texas Independent Banker - May/June 2017 - 21
The Texas Independent Banker - May/June 2017 - IBAT 2017 Regional Meeting Tour CHRISTOPHER L. WILLISTON VI, CAE
The Texas Independent Banker - May/June 2017 - 23
The Texas Independent Banker - May/June 2017 - 24
The Texas Independent Banker - May/June 2017 - 25
The Texas Independent Banker - May/June 2017 - In an Uncertain World, Look for the Silver Lining MARK ROE
The Texas Independent Banker - May/June 2017 - 27
The Texas Independent Banker - May/June 2017 - 28
The Texas Independent Banker - May/June 2017 - Farewell from Mae Beth
The Texas Independent Banker - May/June 2017 - People
The Texas Independent Banker - May/June 2017 - 31
The Texas Independent Banker - May/June 2017 - Calendars
The Texas Independent Banker - May/June 2017 - Index of Advertisers
The Texas Independent Banker - May/June 2017 - Communities
The Texas Independent Banker - May/June 2017 - cover3
The Texas Independent Banker - May/June 2017 - cover4
The Texas Independent Banker - May/June 2017 - 37
The Texas Independent Banker - May/June 2017 - 38
The Texas Independent Banker - May/June 2017 - 39
The Texas Independent Banker - May/June 2017 - 40
The Texas Independent Banker - May/June 2017 - 41
The Texas Independent Banker - May/June 2017 - 42
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