Western Banker - July/August 2016 - (Page 24)

Welcome New Members New WIB Bank Members Bank of the Rockies Helena, MT www.bankoftherockies.com $136MM Assets 6 Branches About Bank of the Rockies: Montana owned and operated, Bank of the Rockies serves some of Montana's most vibrant and interesting communities, where people are growing their businesses, working their farms and ranches, and raising their children-our next generation of Montanans and Bank of the Rockies customers. Being a little oldfashioned, they take pride in their traditions of the communities and people they serve and strive to understand the personal, business, and financial challenges that each of their customers face. Although they have oldfashioned values, they know the conveniences of modern-day banking are vital. They work hard to provide the most up-to-date, efficient, effective services possible-offering their customers access to cutting-edge technology such as online and mobile banking. New WIB Associate Members Bank Experts Group www.bankexperts.com Bank Experts Group is a consulting firm comprised of former senior bankers that provides litigation support and expert witness services to law firms in banking-related disputes and consulting services to banks and other financial institutions.  Services include performing forensic research and analysis, counseling on case strategy, discovery and depositions and providing written expert opinions and court testimony.  Our services offerings to banks include consultation regarding best practices in the loan approval process and Director training. Haberfeld & Associates www.haberfeld.com Haberfeld Associates is a 35 year old company that delivers outstanding growth and profitability results for banks nationwide. Last year, our clients increased new, core consumer and business customer openings by 2.12x with our program. Those new customers average 5 products/services per household, and they will stay with our clients for an average of 8 years. Our clients' average 22% more ROA and 21% more ROE when compared to peer banks. 24 www.wib.org Western Banker Flatirons Bank Boulder, CO www.flatironsbank.com $126MM Assets 2 Branches About Flatirons Bank: Providing a true community bank to Boulder County, Flatirons Bank focuses on doing what is right for businesses. They made a name for ourselves in the Boulder and Longmont business communities as the bank that listens to business owners and finds a way to say yes to a loan. They pride themselves on being able to work closely with each business to create a win-win solution. They also strive to know each of their clients by name and work with them to help achieve their long term financial goals. Their clients often tell them that working directly with the decision makers who can answer their questions and provide expertise and input is a breath of fresh air. Kaufman Hall/Axiom Software www.axiomepm.com Axiom EPM provides sophisticated, flexible performance management solutions that empower finance professionals to analyze results, model the future and optimize organizational decision making. Solutions for budgeting & forecasting, reporting & analytics, strategy management, consolidations, capital planning, profitability & cost management are delivered on a single unified platform. Axiom EPM embraces and extends Microsoft Excel® functionality, allowing finance professionals to manage data in a familiar environment while providing unmatched modeling flexibility and enterprise performance. Axiom EPM is a wholly-owned subsidiary of Kaufman Hall and Associates. Pricewaterhouse Coopers LLP www.pwc.com PwC provides industry-focused services for public and private clients. Our experienced staff, combined with our global network, allow us to provide the support you need- wherever you need it, at home and abroad, whatever the size of your organization. First National Bank of Layton Layton, UT www.fnbutah.com $302MM Assets 7 Branches About First National Bank of Layton: FNB provides direct and personalized customer service and offers a full line of products and technological tools to help consumers and businesses achieve financial success without compromising the "community banking" vibe that they are well known for. They also take their personal reach beyond the customer level and out into the community and actively take part in sponsoring community events and partners. Being a "community bank" means more than just being "small town". To FNB, it means investing in and nurturing the communities in which they serve. Whether your financial needs are personal or business related, they will ensure that you get the service that you deserve. Trutina Financial www.trutinafinancial.com Trutina is latin for balance.  As an independent, fee-based fiduciary and SEC registered investment advisor, you can be assured that our interests lie purely with our clients.  Your 401(k) can be an amazing benefit to your employees; but they won't perceive it that way unless they understand and appreciate it - that's where Trutina comes.  Working with us means working with experts who are in this business because they take pleasure in rolling up their sleeves, listening to your story, and helping you achieve balance-however you define it. Sterling Compliance, LLC www.sterlingcompliancellc.com With over 40 years combined experience as a former bank examiner and senior management at community banks, Sterling Compliance, LLC principals provide a balanced perspective. We partner with clients to build and maintain strong risk management programs through a combination of strategic planning, policy and program development, transactional reviews and audits, consultative support, our monthly newsletter (Sterling Navigator TM) and Training through nationally broadcast webinars and customized in-house training, encompassing regulatory compliance. ● http://www.flatironsbank.com http://www.fnbutah.com http://www.bankoftherockies.com http://www.axiomepm.com http://www.trutinafinancial.com http://www.bankexperts.com http://www.sterlingcompliancellc.com http://www.haberfeld.com http://www.pwc.com http://www.wib.org

Table of Contents for the Digital Edition of Western Banker - July/August 2016

A Message from the President & CEO
From Front-End Ratings to Ongoing Risk Analysis to Rating Migration
The Fifth Pillar: Continuing Expansion of KYC
Turning Compliance Overhead Into a Competitive Advantage
Getting Started With Third-Party Risk Management: Two Key Questions
Four Steps to Winning the Vendor Management Battle
Douglass M. Eberhardt, WIB Community Banker of the Year
Regulatory Hot Topics
Professional Development
Welcome New Members
Product and Services Directory
Index of Advertisers

Western Banker - July/August 2016

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