Engineering Inc. - May/June 2008 - (Page Cover4) The ACEC Retirement Trust… Are you looking for a retirement program to attract and retain talented employees, that will also be easy for you to administer and maintain? Look into the ACEC Retirement Trust, o ering your employees a solid 401(k) plan while providing you with great bene ts, including: ACEC Retirement Trust Potential Savings Retirement plan assets (million) Average expense1 ACEC expense2 Potential annual saving for an average plan $2.5 1.36% 0.78% $14,500 $25 1.17% 0.78% $97,500 • Savings on administrative fees (see box on right) • Expanded duciary protection • Lower investment fees (see box on right) • High quality administration and recordkeeping • Customized education and proactive plan design Prudential Retirement® is the recordkeeper for the ACEC Retirement Trust, bringing you more than 75 years of experience, expertise, and duciary support. Join today and enjoy the peace of mind that comes from making a smart decision… for you and your employees. 1 2 To nd out more about the potential cost savings and other bene ts of participating in the ACEC Retirement Trust, contact Nancy Barrette of Wachovia Securities, LLC, at 800-521-9463 or via e-mail at nancy.barrette@wachoviasec.com. Average Investment Expense; Averages Book, 401k Source, 2007 HR Investment Consultants, Inc. Average Investment Expense represents dollar-weighted average based on average assets for the 12-month period ending 12/31/07. Prudential Retirement’s group annuity contracts are issued by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT, a Prudential Financial company. Securities products and services are offered by Prudential Investment Management Services LLC (PIMS), Three Gateway Center, 14th Floor, Newark, NJ 07102-4077. PIMS is a Prudential Financial company. Wachovia Corporation is the majority owner and Prudential Financial, indirectly through subsidiaries, is a minority owner of Wachovia Securities, LLC. Nancy Barrette is a Financial Advisor for Wachovia Securities LLC, 1 New York Plaza, New York, NY 10292. INST-20080402-A026642 Ed. 04/2008 For Plan Sponsor Use Only ACAD008 Printed 04/2008
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