Engineering Inc. - September/October 2008 - (Page Cover3)

Let the ACEC Retirement Trust run your 401(k) Plan and you’re covered… …On Savings! The average ACEC Retirement Trust client saves .5% on their assets under management. (see the chart for details) …On Time! Finally, you can stop wasting your time running the 401(k) plan and get back to doing what you do best—running your business. …On Participation! We’ll use our proven strategies to boost participation, increase deferrals, improve asset allocation, and help your employees better save for retirement. …On Compliance! Our duciary oversight protects you and makes sure that your Plan is run properly now… and in the future. ACEC Retirement Trust is a complete solution for managing your company’s 401(k) Plan. Best of all, Prudential Retirement® is the recordkeeper for the ACEC Retirement Trust, bringing more than 75 years of experience, expertise, and duciary support to your Plan! ACEC Retirement Trust Potential Savings Retirement plan assets (million) Average expense1 ACEC expense2 Potential annual saving for an average plan $2.5 1.36% 0.78% $14,500 $25 1.17% 0.78% $97,500 Join today and enjoy the peace of mind that comes from making a decision that helps keep you—and your employees—covered. 1 2 To nd out more about the potential cost savings and other bene ts of participating in the ACEC Retirement Trust, contact Nancy Barrette of Wachovia Securities, LLC, at 800-521-9463 or via e-mail at nancy.barrette@wachoviasec.com. Averages Book, 401k Source, 2007 HR Investment Consultants, Inc. Average Investment Expense represents dollar-weighted average based on 12/31/07 assets. Prudential Retirement’s group annuity contracts are issued by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT, a Prudential Financial company. Securities products and services are offered by Prudential Investment Management Services LLC (PIMS), Three Gateway Center, 14th Floor, Newark, NJ 07102-4077. PIMS is a Prudential Financial company. Wachovia Corporation is the majority owner and Prudential Financial, indirectly through subsidiaries, is a minority owner of Wachovia Securities, LLC. Nancy Barrette is a Financial Advisor for Wachovia Securities LLC, 1 New York Plaza, New York, NY 10292. INST-20080630-A027647 Ed. 06/2008 For Plan Sponsor Use Only ACFL002 Printed 07/2008

Table of Contents Feed for the Digital Edition of Engineering Inc. - September/October 2008

Engineering Inc. - September/October 2008 Contents From ACEC to You News & Notes Market Watch Legislative Action Decision '08 Managing Risk in a Multidiscipline World Healthy Designs Taking the Next Step Business Insights 2008 Fall Conference Primer Members in the News One On One

Engineering Inc. - September/October 2008

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