AOPA Pilot Magazine - May 2017 - 104

NEWS & NOTES
TIPS FROM PIC

MEMBER PRODUCTS AND SERVICES

Do I need a
100-hour
inspection?
B Y PAU L F E L D M E Y E R
OWNERS OFTEN ASK the Pilot
Information Center if their aircraft need a 100-hour inspection.
For a flight school the answer is
almost always yes, but what about
the person renting an airplane to
a friend? What if that friend is
working on a new rating using
the aircraft? What if the aircraft
is a club aircraft?
The regulation that covers
this is FAR 91.409(b). It states that
within the previous 100 hours of
time in service, a 100-hour or
annual inspection is required
when you are operating an aircraft
for hire carrying passengers (not
crew) or if you are giving flight
instruction in an aircraft that you
provide. A 100-hour inspection is
only required when the instructor/school/club provides both
the instruction for hire and the
aircraft to be used. To the FAA,
"it makes no difference whether
the person providing the aircraft
is an owner, renter, lessee, or borrower" if the person providing the
flight instruction is in no way providing the aircraft. The FAA does
caution, though, that "if the aircraft is not owned or leased by the
student the FAA may review the
situation to ensure the instructor or a group represented by the
flight instructor isn't effectively
supplying the aircraft."
The letters of interpretation
go a long way in helping define
the requirements of a regulation
that have confused many pilots,
instructors, and flight schools.
The aviation experts in the
AOPA Pilot Information Center
welcome your questions. Call us
at 800-USA-AOPA (872-2672).

104 | AOPA PILOT May 2017

AOPA FINANCE

Get preapproved: The benefits of obtaining a
preapproval before purchasing an aircraft are vast-
whether you have a specific airplane in mind or not.
Aircraft Finance President Adam Meredith highlights why getting preapproved before you shop
is a wise move. www.aopa.org/preapproved
INSURANCE SERVICES

We do a lot for pilots
10 things to know about AOPA Insurance
1. We have access to the same carriers as other brokers, but with AOPA your premium
supports general aviation. Your money gets reinvested in supporting GA advocacy.
2. We have relationships with more than a dozen A-rated insurance companies, which
means better, more customized quotes for you.
3. The more you fly, the more experienced you are, and the longer you go accident-free,
the lower your insurance rate, sometimes by as much as 10 percent.
4. Unparalleled customer service is what we do. If you're in an accident or have a claim,
you make one call-to us-and we take care of the rest.
5. Complete AOPA Air Safety Institute programs every six months and you can earn
accident forgiveness, waive deductibles, and, if you file a claim, prevent a rate increase
when you renew.
6. You don't need to be a member of AOPA to get insurance through AOPA (but many
insurers offer an additional discount if you are).
7. We are pilots and our expertise is with aviation insurance; we can match the right
underwriter, pilot, and aircraft. We know what coverage is available at no extra premium
depending on the options you need, such as handheld avionics and medical payments.
8. If you have coverage on an aircraft through a different broker, your insurance company will only provide a renewal quote to the current broker. But by signing a simple
Broker of Record change letter, you can give us permission to get a quote from your current company.
9. We protect renters, too. A renter's policy through AOPA Insurance provides comprehensive coverage and provides personal legal defense against lawsuits.
10. There are very few aircraft that we cannot insure. Whether it's a Piper Cub,
Experimental aircraft, jet, or helicopter, we have you covered. We cover flying clubs and
hangars, too.
We also offer life insurance, accidental death and dismemberment, travel assistance,
and disability insurance for loss of medical for professional pilots. A new home and auto
insurance program is coming soon.
Whether you own or rent, AOPA Insurance has the right policy for you. For more
information or to apply for a policy, visit the website (www.aopainsurance.org). You may
qualify for a 5-percent discount for being an AOPA member.

http://www.aopa.org/preapproved http://www.aopainsurance.org

Table of Contents for the Digital Edition of AOPA Pilot Magazine - May 2017