Council on Aging Answers 2017 - 101

COUNCIL ON AGING - SOUTHERN CALIFORNIA

can be very difficult and time-consuming to compare
all of the plans that are available to you. Many people
try to do their homework, get frustrated, and then "give
up and guess." Choosing a Medicare plan is too important to leave to guesswork. Take the time to review your
health insurance needs before your first-and every
subsequent-enrollment period.
You don't have to do this on your own. You can get
help from a trusted source that can help you think
through your options and compare plans. If you're unsure about your choices, start by contacting a Council
on Aging - Southern California HICAP counselor at
800-434-0222 to discuss your options or schedule an
appointment to meet with a counselor at your local senior center.

Mistake 4: Not applying for extra financial help.
Struggling with healthcare costs? Millions of older
adults are eligible for billions of dollars in programs that
can help them pay for their prescriptions and health
insurance premiums, deductibles, and coinsurance. If
your income in retirement is modest, you should find
out if you qualify for assistance. A Council on Aging -
Southern California HICAP counselor can offer a free
online BenefitsCheckUp® to see if you're eligible and to

help you apply for "Extra Help" or Medicare Savings
Programs. You can contact a local HICAP counselor at
800-432-0222.
Mistake 5: Not re-evaluating your coverage every
year. Unfortunately, choosing health insurance is no
longer a one-time decision for most Medicare beneficiaries. Insurance companies can make changes to policies
every year. Just because your doctor and medications
are covered this year doesn't automatically mean they
will be covered in the coming year. Research studies
show that the average consumer could save $300 or
more annually if they review their Part D coverage.
For additional information regarding Medicare and
your coverage options contact the Council on Aging
- Southern California HICAP at 1-800-434-0222 or
visit us online at www.coasc.org. HICAP is part of the
national network of State Health Insurance and Assistance Programs and funded in part by the California
Department of Aging. HICAP is the most dependable
source of unbiased, accurate and up-to-date Medicare
information.
Excerpted from the National Council on Aging,
www.ncoa.org
INSURANCE

Council On Aging-Southern California | 714-479-0107 | www.coasc.org	 Answers Guide 2017

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Table of Contents for the Digital Edition of Council on Aging Answers 2017

Contents
Council on Aging Answers 2017 - Intro
Council on Aging Answers 2017 - Cover1
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