Distinctive Homes Boston - Volume 4 Issue 4 - (Page 9)

We’ve asked Lillian Montalto, the Broker/Owner of Lillian Montalto Signature Properties to eld some questions sent to us by readers, as her experience and Real Estate market knowledge has made her one of the most successful boutique real estate brokers in the country! and approach to getting your home listed AND sold!” Q: What is title insurance and why do I need it? Q: Should I pay by the hour or by the I’d like to refer this question to Bill Dalton, Principal Partner of Dalton and Finegold, LLP located here in Andover. Bill says, the purpose of title insurance is to protect both the lender and owner from issues such as forgery, fraud, builder and municipality errors and in some cases, lot line and boundary disputes. Where the insurance is intended to protect both parties, the insurance is broken into Q: What should I expect from my realtor in terms of advertising? “ e most important question you need two areas; Lender’s Title Insurance and Owner’s Title Insurance. Subsequently, a Lender will require you to purchase Lender’s Title Insurance for them whenever you are nancing your real estate. However it is important to understand that the Lender’s Title Insurance does not protect you as an owner, which is why you have the option to purchase an Owner’s policy. Owner’s Title Insurance covers your real estate purchase for as long as you own the real estate. Unlike many insurances, it is a “one time” If you have any questions you would like I think this question is best le to a professional specializing in moving. Jon Rapp, from Graebel Movers tells us that, “Movers should estimate costs based on several factors, with weight ranking high. Always compare pre-loading, and truck pound to move? purchase that will not expire until you sell your real estate. Ask your real estate attorney to explain why title insurance is If you have purchased your home in the past 5-6 years, chances are you bought at the “top of the market”. If you have used the equity as the market was rising, you may be “under water”. Before you throw the towel in and think about bankruptcy or foreclosure, seek out an agent that is knowledgeable in short sales and has a success record. See our article in last month’s issue of Distinctive Homes on Short Sales or visit our website at www. andoverhomes.com right for your transaction. Q: I need to sell but don’t think I’ll get as much as I owe, what should I do? �sk �illian by Lillian Montalto loaded certi ed weight tickets, and obtain a ‘heavy’ weight (before addition of fuel or any other goods). weight of your goods.” is process ensures that you’re paying only for the actual to ask when interviewing REALTORS ® is “how many homes they personally have sold” in the past 3 months, 6 months and 12 months. Remember you are hiring the agent NOT the company. Similarly, it is not about where your home is advertised, nor is about sticking a sign in your yard or waiting for the phone to ring, it is about your Agent! Your Agent should have a well rounded, proactive program to direct toward Lillian or her partners, Jon Rapp or Bill Dalton, please email Lillian directly at: Lillian@DistinctiveHomesBoston.com. Should you be in need of a Real Estate expert contact Lillian directly at 888.861.0001. http://www.andoverhomes.com http://www.andoverhomes.com

Table of Contents Feed for the Digital Edition of Distinctive Homes Boston - Volume 4 Issue 4

Chobee Hoy Joe Militello Joe Militello Jessica Ye LoPilato Construction GEV Design Renaissance Realtors Decorate To Sell Holly C & Co Lillian Montalto Signature Properties Graebel Movers Dalton & Finegold LLP Lillian Montalto Signature Properties Atlantic Associates Chobee Hoy Frann Bilus H & Company Coldwell Banker Hams Brings Tori MacDowell Coldwell Banker Realty Guild GMAC Middle Oak Century 21 Energy Shield Deerfield Valley Real Estate Auction Marketing Group Anthony Auctioneers Prudential Rush Realty Window Treatment Showplace Re/Max Excellence Goodfellas Construction Town & Country Real Estate Jeff Burk Sotheby's Assured Service Hallmark Sotheby's Raveis Today Supreme Homes Mike Degnan Boston Business Consultants Margo Piscano Joan Shurtleff Century 21 Commonwealth Janet Edsall Carey Real Estate Larry Costa Coldwell Banker Yorke Realty Re/Max Realty One Re/Max Advantage

Distinctive Homes Boston - Volume 4 Issue 4

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