ERM Annual Review 2008 - (Page Cover3) Credits Produced by Tanya Holmes and Gaye Boyman in London, with assistance from colleagues around the world. Many of the photographs featured in this document have been taken by ERM employees or provided by our clients. Design: sedgwick-richardson.com Published: August 2008 ERM’s Annual Review is printed on paper that is obtained from sustainable forests and is 100% FSC certified. © ERM 2008 http://www.sedgwick-richardson.com
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