GRAND Magazine - January/February 2010 - 30

caregiving The coming caregiver crunch By Ken DychtwaLD Long-term care: don’t be caught without it Pearl and Seymour, Ken’s parents Ed. note: This article is abridged. For the entire article, click here. Click here for a mediabriefing audio by the author ased on 35 years working in the field of aging, I have reached some personal conclusions about long-term care and its funding. I grew up in the 1950s and ’60s in a close-knit, hard-working family. My parents both worked fulltime to pay the bills and send my brother and me to college while saving frugally for their own retirement. At 86 and 89, my mom and dad live in a retirement community in South Florida. I live 3,000 miles away with my wife and kids in California, while my older brother lives in New Jersey. Today, my dad has diabetes and heart disease and has been blind for a decade due to macular degeneration. While still sharp as a tack, he can’t drive, read or handle many of the normal activities of daily living without a full-time aide. My mom also requires ongoing assistance; she has COPD and also has had a heart bypass surgery and a hip replacement and is grappling with memory loss. Around a decade ago, my brother and I grew concerned because we saw that age and chronic disease were starting to take a deep toll on our parents. We knew that Medicare didn’t pay for long-term care and Medicaid was for the poor. However, I was very relieved when my dad told me they were going to activate the benefits of the long-term care insurance policies they had bought five years before. The good news is they are currently living surprisingly normal lives in their own home, thanks to the services of their care coordinator as well as the terrific aide who comes to their house six days a week. If not for their LTC policy, my folks would most likely be living GRAND JANUARY 2010
http://grandmagazine.com/article.asp?id=245 http://www.agewave.com/Dychtwald_media_briefing_on_LTC/

Table of Contents for the Digital Edition of GRAND Magazine - January/February 2010

GRAND Magazine - January 2010
Contents
WinShape Homes: Chick-fil-A’s Best-Kept Secret
GRAND Central
Meet Kay Glynn: America’s Fittest Grandmom
Fighting Fat in Kids
Hidden Sugars
The Coming Caregiver Crunch
The Secret World of Grandparents
Cyber-Savvy GRAND
GRAND Ride
RESOURCES
GRAND Finale
GRAND Magazine - January/February 2010 - 5
GRAND Magazine - January/February 2010 - GRAND Magazine - January 2010
GRAND Magazine - January/February 2010 - Cover2
GRAND Magazine - January/February 2010 - 3
GRAND Magazine - January/February 2010 - 4
GRAND Magazine - January/February 2010 - 5
GRAND Magazine - January/February 2010 - Contents
GRAND Magazine - January/February 2010 - 7
GRAND Magazine - January/February 2010 - 8
GRAND Magazine - January/February 2010 - 9
GRAND Magazine - January/February 2010 - WinShape Homes: Chick-fil-A’s Best-Kept Secret
GRAND Magazine - January/February 2010 - 11
GRAND Magazine - January/February 2010 - 12
GRAND Magazine - January/February 2010 - 13
GRAND Magazine - January/February 2010 - 14
GRAND Magazine - January/February 2010 - GRAND Central
GRAND Magazine - January/February 2010 - 16
GRAND Magazine - January/February 2010 - 17
GRAND Magazine - January/February 2010 - 18
GRAND Magazine - January/February 2010 - 19
GRAND Magazine - January/February 2010 - 20
GRAND Magazine - January/February 2010 - 21
GRAND Magazine - January/February 2010 - Meet Kay Glynn: America’s Fittest Grandmom
GRAND Magazine - January/February 2010 - 23
GRAND Magazine - January/February 2010 - 24
GRAND Magazine - January/February 2010 - 25
GRAND Magazine - January/February 2010 - Fighting Fat in Kids
GRAND Magazine - January/February 2010 - 27
GRAND Magazine - January/February 2010 - Hidden Sugars
GRAND Magazine - January/February 2010 - 29
GRAND Magazine - January/February 2010 - The Coming Caregiver Crunch
GRAND Magazine - January/February 2010 - 31
GRAND Magazine - January/February 2010 - The Secret World of Grandparents
GRAND Magazine - January/February 2010 - 33
GRAND Magazine - January/February 2010 - Cyber-Savvy GRAND
GRAND Magazine - January/February 2010 - 35
GRAND Magazine - January/February 2010 - GRAND Ride
GRAND Magazine - January/February 2010 - 37
GRAND Magazine - January/February 2010 - 38
GRAND Magazine - January/February 2010 - 39
GRAND Magazine - January/February 2010 - 40
GRAND Magazine - January/February 2010 - 41
GRAND Magazine - January/February 2010 - 42
GRAND Magazine - January/February 2010 - RESOURCES
GRAND Magazine - January/February 2010 - GRAND Finale
GRAND Magazine - January/February 2010 - Cover4
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