Delta Dental Annual Report 2009 - 7

industryleadership. Product innovation When it comes to dental benefits plans, one size does not fit all. With Delta Dental of Missouri, it doesn’t have to. We offer a variety of products designed specifically to meet the needs of our employer groups, their employees and also individuals in Missouri. Brush BiopsySM Beginning in 2005, Delta Dental of Missouri was among the first nationally to introduce the Brush Biopsy benefits option to provide coverage for a new diagnostic test for the early detection of oral cancer. To this day, Brush Biopsy is recognized more often than any other procedure as a useful, reliable tool for early detection of oral cancer. With early detection, 5-year survival rates for oral cancer increase from 50 percent to over 80 percent. Healthy Smiles, Healthy LivesSM Benefits In 2007, Delta Dental introduced an evidence-based benefits design option, Healthy Smiles, Healthy Lives (HSHL) Benefits, that provides additional cleanings for individuals at risk for certain health conditions. HSHL Benefits offers up to four cleanings each year to individuals who have a history of periodontal disease, have a suppressed immune system, are undergoing treatment for cancer, have had an organ transplant, are on dialysis or are pregnant. MAXAdvantageSM Benefit Option In 2008, MAXAdvantage, another new benefit option focused on prevention, was launched. MAXAdvantage stretches the coverage of the annual plan year benefit maximum by no longer reducing the annual maximum for most costs associated with routine exams and cleanings. Group Vision Coverage – DeltaVision® In 2010, we will introduce a group vision plan, DeltaVision, that will provide quality, affordable and comprehensive vision coverage. We will offer the responsive administration, flexibility and service support that our clients have learned to expect from Delta Dental. SmileChoiceSM Individual Dental Benefits In February of 2010, we introduced a new individual dental benefits plan, SmileChoice. SmileChoice offers comprehensive dental coverage at affordable rates. This is good news because research has shown that individuals with dental insurance are more than twice as likely as those without dental coverage to obtain regular, preventive care.4 4. 2009 Retail Dental Insurance Consumer Acceptance, Long Group 2009 Delta Dental of Missouri Annual Report

Delta Dental Annual Report 2009

Table of Contents for the Digital Edition of Delta Dental Annual Report 2009

Delta Dental Annual Report 2009
Steve Gaal Our Homegrown Hero
2009 At A Glance
From the Chairman of the Board
From the President and CEO
Industry Leadership
Commitment to Service
Community Engagement
Strength and Purpose
2009 Financials
2009 Board of Directors
Homegrown Heros
Delta Dental Annual Report 2009 - Delta Dental Annual Report 2009
Delta Dental Annual Report 2009 - Steve Gaal Our Homegrown Hero
Delta Dental Annual Report 2009 - 2009 At A Glance
Delta Dental Annual Report 2009 - From the Chairman of the Board
Delta Dental Annual Report 2009 - From the President and CEO
Delta Dental Annual Report 2009 - Industry Leadership
Delta Dental Annual Report 2009 - 7
Delta Dental Annual Report 2009 - 8
Delta Dental Annual Report 2009 - 9
Delta Dental Annual Report 2009 - Commitment to Service
Delta Dental Annual Report 2009 - 11
Delta Dental Annual Report 2009 - 12
Delta Dental Annual Report 2009 - Community Engagement
Delta Dental Annual Report 2009 - 14
Delta Dental Annual Report 2009 - 15
Delta Dental Annual Report 2009 - Strength and Purpose
Delta Dental Annual Report 2009 - 17
Delta Dental Annual Report 2009 - 2009 Financials
Delta Dental Annual Report 2009 - 2009 Board of Directors
Delta Dental Annual Report 2009 - Homegrown Heros
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