Delta Dental Annual Report 2010 - 3

health care reform
In 2010 President Obama signed into law a health care reform bill passed by both the House and Senate. Delta Dental is following every step of the health care reform implementation process, from the development of exchanges to the formulation of plan designs. When it comes to the full implementation of health care reform legislation, many questions remain unanswered. However, we do know a few details. For instance, stand-alone dental plans are generally exempt from the insurance market reforms. On the other hand, we know that access to some level of dental coverage for children will be nearly universal by 2014. Individuals and small businesses will have access to pediatric dental plans through newly developed insurance exchanges, as well as in the commercial market, and those individuals meeting certain income requirements will have access to subsidies. But at this time, no one knows what the required pediatric dental benefit will look like. Congress recognized that when it comes to health insurance, dental is different. There’s a reason why 97 percent of dental policies are written separately from medical. The preventive nature of dental benefits coupled with flexible plan designs has served to contain costs at a level that illustrates the value of Delta Dental. Regardless of the outcome of health care reform, Delta Dental will continue to offer our comprehensive offerings of dental and vision coverage both inside and outside the exchanges.

Understanding

We passionately continued to support our mission to advance oral and overall health in our communities. As a nonprofit organization, we dedicate many resources, gifts and talents back to the community and to the dental profession and industry. During 2010 we reinforced our unwavering commitment to the Delta Dental Land of Smiles children’s theater program, Give Kids A Smile and the Delta Dental Health Theatre. Along with our corporate philanthropy, our employees’ giving exceeded past levels of generosity to provide needed support to many organizations throughout the year. We turn our attention to 2011 with confidence in the future, anticipating continued growth, financial strength and expansion of our footprint in specialized benefits. As we continue to seek the common ground where we meet our clients, providers and producer partners to serve the needs of our members and our community, we are proud to be Delta Dental of Missouri.

Richard J. Haffner, DDS

David W. Haynes

(1) DeltaVision is underwritten by Advantica Insurance Company, and administered by Delta Dental of Missouri and Allied EyeCare, LLC, doing business in Missouri as Advantica. Advantica and Advantica Insurance Company trade names and marks are owned by Delta Dental of Missouri and are not sponsored or endorsed by the Delta Dental Plans Association. (2) Essex Dental Benefits, Bridgeport Dental Services, DeniServ and Advantica EyeCare trade names and marks are owned by Delta Dental of Missouri and are not sponsored or endorsed by the Delta Dental Plans Association. Delta Dental is a registered trademark of the Delta Dental Plans Association.

2010 Delta Dental Annual Report

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Delta Dental Annual Report 2010

Table of Contents for the Digital Edition of Delta Dental Annual Report 2010

Delta Dental Annual Report 2010
Letter from the Board Chair and the President
Understanding Health Care Reform
Perspectives on Leadership
Common Ground through Service Excellence
Internal Focus on Organizational Health
External Focus on Healthy Communities
The Final Perspective: Growth & Stability
A Few More Numbers for Delta Dental of Missouri
A Quick Perspective on 2010
2010 Board of Directors
Delta Dental Annual Report 2010 - Delta Dental Annual Report 2010
Delta Dental Annual Report 2010 - Letter from the Board Chair and the President
Delta Dental Annual Report 2010 - Understanding Health Care Reform
Delta Dental Annual Report 2010 - Perspectives on Leadership
Delta Dental Annual Report 2010 - 5
Delta Dental Annual Report 2010 - Common Ground through Service Excellence
Delta Dental Annual Report 2010 - 7
Delta Dental Annual Report 2010 - 8
Delta Dental Annual Report 2010 - 9
Delta Dental Annual Report 2010 - Internal Focus on Organizational Health
Delta Dental Annual Report 2010 - 11
Delta Dental Annual Report 2010 - External Focus on Healthy Communities
Delta Dental Annual Report 2010 - 13
Delta Dental Annual Report 2010 - 14
Delta Dental Annual Report 2010 - 15
Delta Dental Annual Report 2010 - The Final Perspective: Growth & Stability
Delta Dental Annual Report 2010 - A Quick Perspective on 2010
Delta Dental Annual Report 2010 - 18
Delta Dental Annual Report 2010 - 2010 Board of Directors
Delta Dental Annual Report 2010 - 20
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