Connections - November 2008 - (Page 17) bank to waive the fees or threaten to switch banks. Make sure you get the best deals by negotiating with them. It’s a pain in the neck, but it saves a lot of money,” said Donnelly. • “Now is a great time to buy off-lease SUVs. Since they guzzle gas, car dealers are practically giving them away,” said Donnelly. • Purchasing energy efficient appliances will cost more up front but will save money in the long run. Check the scratch and dent bin at local home improvement stores for the best deals. “Our new washer saves 25 gallons of water a day,” said Donnelly. Couple that with using 1/3 the laundry soap and the savings goes a long way. With the additional savings, the money can go to work for the consumer. Find ways to use compound interest so the money works for the consumer. Louis Leyes, a financial advisor with First Command, advises the first order of business is to take that additional November 2008 | Connections | 17 http://www.linkedin.com/profile?viewProfile=&key=17152597&trk=mh_connup&goback=.hom
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