Connections - November 2008 - (Page 19) on sale—from eggs to shoes—why not investments?” By using these strategies consumers can trim the fat to stretch dollars further and, in doing so, capitalize on the savings. ■ LOCAL PERSPECTIVE THE SAVVY SHOPPER BARB KOVALSKY Barb Kovalsky has barely noticed the economic downturn because she’s been living “very, very frugally” for a number of years. Kovalsky is the online training director at Clipper Magazine. She’s worked at the same magazine for many years and on a single income she has managed to pay down her mortgage in record time with double payments and capitalizing on the amortization. So the next time you cry out about the volatility of the market— think about the financially savvy woman behind the scenes of Clipper Magazine’s Webinars. How Kovalsky saves money in lean times: I live the same way I always have; I bring my own lunch, never buy prepackaged, wear hand-me-down clothes and keep my driving to a minimum. It must be working because I’m going to make my very last mortgage payment next week. I always max out my 401(k). I try to make smart investments for the long haul. I’ve lived so frugally for so many years I don’t even notice a difference in the economy. November 2008 | Connections | 19 http://www.interiors.bz http://www.interiors.bz
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