The Roanoker - January/February 2017 - 5
Start the New Year off right
with these tips from Member One
for long-term financial health.
Set financial goals.
Make sure they're SMART (specific, measurable,
attainable, relevant, and timely) goals. You're more
likely to achieve them as the goal-setting process
makes you focus on your exact needs. Plus, they're
easier to track and success is measurable.
Commit to monthly savings.
Automatically draft a set amount of money from
your paycheck each month into a savings account.
You'll never miss the money if it's withdrawn before
you see it.
Invest in a high-earning account.
Look for a savings account with higher rates, such
as at your local credit union. Share certificates
are also a great option as they usually offer higher
Enroll in your employer's retirement plan.
If your employer offers this, enroll as soon as
you're eligible. Many employers offer to match
your monthly retirement contribution-literally
works smarter at a credit union-
your savings could grow faster and
loans could cost less over time.
P EACE OF M I N D
Member One is federally insured
by the National Credit Union
Administration (NCUA), which
means that our members' funds are
protected. Credit union members
don't ever have to worry about
losing their savings because they're
backed by an agency of the federal
government. Your hard-earned
money is safe with Member One.
Commit time to reading books, blogs, or articles.
Listen to podcasts, or even attend a free financial
class in your area to learn the ins and outs of
MEMBERONEFCU.COM * 800-666-8811
Member One Federal Credit Union is federally insured by the National Credit Union Administration.