The Roanoker September/October 2017 - RVA24

NEXT STEPS

Every day is

WHAT
NOW?
Saturday?

What Happens When...

Every day is

Saturday?

When you're retired,
every day can feel like
Saturday. With more
time for shopping, hobbies and
leisure activities, will your retirement
income be adequate to support your
retirement lifestyle? A Guaranteed
Lifetime Income Annuity* from
New York Life Insurance and
Annuity Corporation (A Delaware
Corporation) can help generate
income for any day of the week.
Call me to learn more.

J. Len Hale, CLU, ChFC,
LUTCF, CASL
Agent
New York Life Insurance
111 Franklin Rd, SE , Suite 500
Roanoke, VA 24011
(540) 983-0120
JLHale@ft.newyorklife.com

* New York Life Guaranteed Lifetime
Income Annuity is issued by New York
Life Insurance and Annuity Corporation, a
wholly owned subsidiary of New York Life
Insurance Company, 51 Madison Avenue,
New York, NY 10010. Product available in
jurisdictions where approved. Guarantee
is based on the claims paying ability of the
issuer.
For most jurisdictions, the policy form numbers
for the Guaranteed Lifetime Income Annuity is:
211-P100. State variations may apply.

AR03354_1111_GLIA_AgentAds_Saturday.indd 1

* New York Life Guaranteed Lifetime

easy
to come
by and
someby
ofNew
it-like
Sachs'-
Income
Annuity
is issued
York

KEEPĀ®

24 | RETIRE-VA 2018

down a little. I used to be too busy to watch
birds come to a bird feeder or listen to bird
songs. I love that now."
Ten percent of retirees, according to an
Ameritrade study, say they fear boredom in
retirement. People we talked to are too busy
to be bored. In fact, a few are ready for the
proverbial after-college road trip. TrustedHousesitters.com invites you to travel the
globe, living in exotic places for free. You take
care of the house and pets and get the run
of the villa (or the simple apartment) in Paris
or Madrid or Hong Kong. Some homeowners
even provide a car.
People we talked to, though, don't need

the exotic. They have their own plan. Here

are some examples:
*

Pete Johnson, a former pro football
player (da Bears), engineer and serial entrepreneur, hasn't changed a lot
about his life as he approaches 80. He's
still innovating in Grandin Village, where

"I believe we all have a purpose, reason

he has started one business and helped

for being and if we're lucky, we found that in

several others get going. He is an enthu-

our working lives and had a fulfilling career.

siastic supporter of the local movement

and
what he calls "elder enterprises." He
That purpose doesn't stop with retirement,
11/23/11 7:53
AM
would "like to create a local community
though we may need to discover new outlets and ways of expression. That process of

operational manual that would help

discovery can be exciting.

each person be what he or she wants to
be" he says. "We are cultural neophytes.

"For me, I started volunteering with two

11/23/11 7:53 AMorganizations

Talk to your New York Life
Insurance Company agent today
about your retirement income needs.
ChFC, LUTCF, CASL, Agent
New York Life Insurance
Company
2965 Colonnade Drive SW
Suite 220
Roanoke, VA 24018
P. 540-983-0120
F. 540-983-0126
JLHale@ft.newyorklife.com

Insurance
and Annuity
Corporation,
a
is Life
pretty
dang good.
But there's
plenty more
wholly
owned
subsidiary
of
New
York
Life
where that came from.
Insurance Company, 51 Madison Avenue,
Retired
University
New
York,Hollins
NY 10010.
ProductHorizon
availableDirecin
tor
Celia McCormick
likes this philosophy:
jurisdictions
where approved.
Guarantee "At
is based
paying
ability
the to
this
stage on
of the
life,claims
we are
looking
for of
ways
issuer.
give back, create a legacy, make a difference.
For most that,
jurisdictions,
thefrom
policy
form numbers
Without
we suffer
depression
and
for the Guaranteed Lifetime Income Annuity is:
boredom.
211-P100. State variations may apply.

thread. It's a time to change the pace, slow

AR03354_1111 | SMRU461870CV (Exp.11/22/13)

Advice on retaining a good life after work is

AR03354_1111 | SMRU461870CV (Exp.11/22/13)

* New York Life Guaranteed Lifetime
Income Annuity is issued by New York
Life Insurance and Annuity Corporation, a
wholly owned subsidiary of New York Life
Insurance Company, 51 Madison Avenue,
New York, NY 10010. Product available in
jurisdictions where approved. Guarantee
is based on the claims paying ability of the
issuer.
For most jurisdictions, the policy form numbers
for the Guaranteed Lifetime Income Annuity is:
211-P100. State variations may apply.

J. LEN HALE, CLU,

When you're retired,
every day can feel like
FRED SACHS KNOWS EXACTLY how to
Saturday. With more
treat retirement. "When I quit [as HR director
time for shopping, hobbies and
at Medical Facilities of America], guys asked
leisure
will
yourI did
retirement
me
whatactivities,
I did all day.
I said
the same
income
support
thing
I didbe
asadequate
a kid whento
school
was your
out for
the
year: Go lifestyle?
out and play."
retirement
A Guaranteed
Sachs obviously
a lot of thought
Lifetime
Incomegave
Annuity*
from to
his approach. He says, "Let your imagination
New York Life Insurance and
roll and follow it. Keep moving physically and
Annuity Corporation (A Delaware
mentally. Avoid toxic stuff that you can ditch
Corporation)
canlife.
help
generate
from
your working
Ditch
it! Do whatever
income
for
any
day
of
the
week.
you want to do, given the choice.
Above all,
have
fun."to learn more.
Call me

11/23/11 7:53 AM

When you're retired,
every day can feel like
Saturday. With more
time for shopping, hobbies and
leisure activities, will your retirement
income be adequate to support your
retirement
lifestyle?
A Guaranteed
J. Len
Hale,
CLU, ChFC,
LUTCF,from
CASL
Lifetime Income Annuity*
New York Life Insurance and Agent
York (A
Life
Insurance
Annuity New
Corporation
Delaware
111
Franklin
Rd,
SE
,
Suite 500
Corporation) can help generate
Roanoke,
VA
income for any day of the week.24011
(540) 983-0120
Call me to learn more.
JLHale@ft.newyorklife.com

THE COMPANY YOU

That's the question retirees often ask after they have the gold watch tucked
away. Here are some thoughtful and useful answers. BY DAN SMITH

AR03354_1111 | SMRU461870CV (Exp.11/22/13)

500

What Happens When...

The opportunity for change is the most

that offer environmental edu-

abundant thing we have."

cation and support access to healthy food. I
expanded my garden and spend time there

*

Author Diane Jones has taken retire-

daily. I experiment with watercolors. I'm no

ment on for "downsizing, volunteering,

artist, but I've discovered that I need and

and writing novels, for starters." Her

enjoy a means of creative expression. I wrote

popular Willow Trilogy is fantasy for
young adults.

and illustrated a book about gardening for my
grandchildren.

*

Barbara Durek has always had one pri-

"Most important for me, I kept my prac-

mary goal: "Change the world," some-

tice of rising early, meditating and exercis-

times "one girl at a time," as a Girl Scout

ing at the start of the day. That's the ongoing

leader.

RETIRE-VA.COM


http://www.Housesitters.com http://www.RETIRE-VA.COM

Table of Contents for the Digital Edition of The Roanoker September/October 2017

The Roanoker September/October 2017 - Intro
The Roanoker September/October 2017 - Cover1
The Roanoker September/October 2017 - Cover2
The Roanoker September/October 2017 - 3
The Roanoker September/October 2017 - 4
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The Roanoker September/October 2017 - RVA1
The Roanoker September/October 2017 - RVA2
The Roanoker September/October 2017 - RVA3
The Roanoker September/October 2017 - RVA4
The Roanoker September/October 2017 - RVA5
The Roanoker September/October 2017 - RVA6
The Roanoker September/October 2017 - RVA7
The Roanoker September/October 2017 - RVA8
The Roanoker September/October 2017 - RVA9
The Roanoker September/October 2017 - RVA10
The Roanoker September/October 2017 - RVA11
The Roanoker September/October 2017 - RVA12
The Roanoker September/October 2017 - RVA13
The Roanoker September/October 2017 - RVA14
The Roanoker September/October 2017 - RVA15
The Roanoker September/October 2017 - RVA16
The Roanoker September/October 2017 - RVA17
The Roanoker September/October 2017 - RVA18
The Roanoker September/October 2017 - RVA19
The Roanoker September/October 2017 - RVA20
The Roanoker September/October 2017 - RVA21
The Roanoker September/October 2017 - RVA22
The Roanoker September/October 2017 - RVA23
The Roanoker September/October 2017 - RVA24
The Roanoker September/October 2017 - RVA25
The Roanoker September/October 2017 - RVA26
The Roanoker September/October 2017 - RVA27
The Roanoker September/October 2017 - RVA28
The Roanoker September/October 2017 - RVA29
The Roanoker September/October 2017 - RVA30
The Roanoker September/October 2017 - RVA31
The Roanoker September/October 2017 - RVA32
The Roanoker September/October 2017 - 59
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The Roanoker September/October 2017 - 81
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The Roanoker September/October 2017 - Cover3
The Roanoker September/October 2017 - Cover4
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