2007-2008 IEEE Multiplan Brochure

The IEEE Group 20-Year Level Term Life Insurance Plan Current 2007 Annual † Premium Contributions Per $1,000 Benefit Amount Preferred and Select Rates The cost of this life insurance is based upon the member’s and spouse’s gender, amount of insurance requested, usage of tobacco/nicotine products, health status and attained age on the date coverage is issued. Premium contributions will vary depending on the option chosen. Only nonsmokers meeting the highest underwriting standards may qualify for the Preferred rates. Other nonsmokers may qualify for the higher Select or Standard rates. (Note: Smokers may qualify for Standard rates only.) Upon approval of your application, you will be notified of the rate classification for each approved person. Member/ Spouse Issue Age 20-30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 Amounts of $100,000-$249,000 Preferred Male Female* $1.14 $ 0.97 1.14 0.97 1.14 1.00 1.14 1.02 1.14 1.04 1.14 1.07 1.19 1.10 1.26 1.12 1.35 1.16 1.45 1.20 1.57 1.25 1.69 1.32 1.85 1.40 2.03 1.50 2.20 1.61 2.38 1.72 2.56 1.84 2.74 1.97 2.92 2.11 3.14 2.26 3.42 2.43 3.74 2.62 4.11 2.82 4.53 3.04 5.02 3.29 Select Male Female* $1.50 $1.21 1.51 1.23 1.53 1.28 1.56 1.31 1.59 1.37 1.63 1.44 1.68 1.50 1.76 1.57 1.83 1.64 1.94 1.74 2.09 1.83 2.25 1.94 2.47 2.04 2.72 2.17 2.97 2.31 3.24 2.47 3.49 2.66 3.74 2.88 3.99 3.11 4.33 3.36 4.75 3.62 5.28 3.87 5.91 4.12 6.64 4.40 7.42 4.76 Amounts of $250,000-$499,000 Preferred Male Female* $0.80 $ 0.65 0.80 0.66 0.80 0.67 0.80 0.69 0.80 0.71 0.80 0.73 0.83 0.75 0.86 0.78 0.91 0.81 0.97 0.85 1.05 0.90 1.15 0.96 1.27 1.04 1.40 1.12 1.55 1.22 1.70 1.32 1.86 1.43 2.04 1.55 2.23 1.69 2.43 1.83 2.64 1.99 2.85 2.16 3.05 2.33 3.28 2.52 3.57 2.74 Select Male Female* $1.15 $0.89 1.15 0.91 1.17 0.95 1.19 0.99 1.22 1.03 1.26 1.09 1.31 1.15 1.37 1.20 1.44 1.27 1.53 1.35 1.65 1.44 1.80 1.52 1.99 1.62 2.21 1.73 2.42 1.85 2.66 1.99 2.87 2.15 3.09 2.34 3.32 2.55 3.61 2.76 3.97 2.99 4.44 3.20 4.98 3.42 5.61 3.66 6.29 3.97 Amounts of $500,000-$2,000,000 Preferred Male Female* $0.74 $0.59 0.74 0.60 0.74 0.61 0.74 0.63 0.74 0.65 0.74 0.67 0.77 0.69 0.80 0.72 0.85 0.75 0.91 0.79 0.99 0.84 1.09 0.90 1.21 0.98 1.34 1.06 1.49 1.16 1.64 1.26 1.80 1.37 1.98 1.49 2.17 1.63 2.37 1.77 2.58 1.93 2.79 2.10 2.99 2.27 3.22 2.46 3.51 2.68 Select Male Female* $1.09 $0.83 1.09 0.85 1.11 0.89 1.13 0.93 1.16 0.97 1.20 1.03 1.25 1.09 1.31 1.14 1.38 1.21 1.47 1.29 1.59 1.38 1.74 1.46 1.93 1.56 2.15 1.67 2.36 1.79 2.60 1.93 2.81 2.09 3.03 2.28 3.26 2.49 3.55 2.70 3.91 2.93 4.38 3.14 4.92 3.36 5.55 3.60 6.23 3.91 †Premium contributions are payable semiannually or via the monthly Electronic Funds Transfer (EFT) option — meaning your cost would be approximately one-half or one-twelfth, respectively, the amount you calculate from the rate chart. *Male rates apply to all coverage issued to Montana residents, regardless of a person’s sex. The annual premium for all children is $6.00 for $10,000 of life insurance. The premium contributions shown reflect the current rates and benefit structure. Premiums are guaranteed to remain level for the first 20 years of coverage. Then, if still eligible, you may reapply for 20-year level rates in effect for a subsequent 20-year term; rates for the subsequent term would be determined based on then current age, health and smoking status and guaranteed for 20 years. If you’re not approved for a subsequent 20-year term of guaranteed rates, or do not apply for a subsequent 20-year term, coverage will continue in force on a non-guaranteed rate basis with increasing premiums as the insured ages. Before applying for coverage, please read the section entitled “Important Notice: How New York Life Insurance Company Underwrites Your Request For Group Term Life Insurance, Group 10-Year Level Term Life Insurance, Group 20-Year Level Term Life Insurance and Group Disability Income Insurance” in the back of the brochure. Marsh Affinity Group Services, a service of Seabury & Smith, receives compensation for services to provide this program; these services may include enrollments, ongoing servicing, billing, marketing, brokerage, customer administrative & claim servicing and communications. Refer to https://www.personal-plans.com/disclosure and enter in the security code E182281342714 or call us at 1-888-206-5088 for specific details. This Plan is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010, on Policy Form GMR-FACE/G-29215-0 under Group Policy No. G-29215-0. https://www.personal-plans.com/disclosure

Table of Contents Feed for the Digital Edition of 2007-2008 IEEE Multiplan Brochure

Group Term Life Insurance Plan Group 10-Year Level Term Life Insurance Plan Group 20-Year Term Life Insurance Plan Group Disability Income Insurance Plan Professional Liability Insurance Plan Long-Term Care Plan Additional Plans & Information

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