Condo Media - February 2018 - 2
President's Message
WWW.CAINE.ORG
TAKING STOCK
A
s we settle into 2018, I would like to thank all the individuals at CAI-NE for their hard work and service in 2017.
Specifically, I would like to thank Wes Blair, David Boston, and Gary Daddario for their service as members of
the Board of Directors. Their leadership has been without
reproach and they will be sorely missed. I would also like
to take the opportunity to welcome Andrew Costa, Tony
Chiarelli, John Kadim, and Tom Moriarty to the CAI-NE Board of Directors.
Each member will bring forth various experiences and knowledge to enhance
the condominium industry.
The February edition of Condo Media focuses on insurance and risk management. Everyone talks about insurance; but what does it mean? What is really covered under the master insurance policy for your association, and will you be able
to recoup enough funds to make yourself whole? Are there overlapping coverages, or worse yet, gaps in coverage
between your master insurance policy and your individual homeowner's policy? These are all important questions.
Fortunately, the members of CAI-NE have been working with insurance companies and agencies for a very long
time and can help you navigate all the pitfalls of condominium insurance.
Selecting an insurance program is one of the most important decisions an association makes. It can also be one
of the largest line items in the budget. But there is a major difference in policies, so make sure you are working with
a condo industry-experienced insurance agent and choose the best value of coverage and premium!
Most experienced insurance agents will have risk management backgrounds that helps minimize losses to your
property and help maintain and/or increase property values. CAI has a designation that can be earned in this field,
CIRMS, which stands for Community Insurance and Risk Management Specialist. There are less than 150 in the
United States, if you can find an agent with a CIRMS designation, you should be in good shape.
It's February and we have been through snow and bitter temperatures over the past few weeks. The cold and
snow usually wreak havoc on association components. Now is a good time to begin thinking about roofing inspections to see how the roofs fared through the winter, how the pipes held up, whether the concrete or asphalt need
repairs, etc.
Insurance, risk management, safety procedures, disaster preparedness (FEMA website) are all necessary to
maintaining a happy and healthy association.
Sincerely,
Peter C. Westhaver, CMCA, AMS, PCAM
2018 CAI-NE Chapter President
2
CONDOMEDIA
http://WWW.CAINE.ORG
Condo Media - February 2018
Table of Contents for the Digital Edition of Condo Media - February 2018
Table of Contents
Condo Media - February 2018 - Cover1
Condo Media - February 2018 - Cover2
Condo Media - February 2018 - Table of Contents
Condo Media - February 2018 - 2
Condo Media - February 2018 - 3
Condo Media - February 2018 - 4
Condo Media - February 2018 - 5
Condo Media - February 2018 - 6
Condo Media - February 2018 - 7
Condo Media - February 2018 - 8
Condo Media - February 2018 - 9
Condo Media - February 2018 - 10
Condo Media - February 2018 - 11
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Condo Media - February 2018 - 15
Condo Media - February 2018 - 16
Condo Media - February 2018 - 17
Condo Media - February 2018 - 18
Condo Media - February 2018 - 19
Condo Media - February 2018 - 20
Condo Media - February 2018 - 21
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Condo Media - February 2018 - 24
Condo Media - February 2018 - 25
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Condo Media - February 2018 - Cover3
Condo Media - February 2018 - Cover4
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