Military Officer - January 2009 - (Page 19)

Affordable Term Life Insurance for MOAA Members ; 9 1 @41 >- @1? ; 28 05 3 / - >>5 41- 0 @; 41- 0 - : 0 ? - B1 1- : 1>? : ? A> - : / 1 1: @> - 8 / - : 418 E; A . E ? 1- > / 45 3 - : 1D@1: ? 5 - 31 ; < @5 : ? @; 2: 0 @41 5 2 > E; A ; 5 5 34@ ; We do more than just quote rates * 1 ; B5 9 19 . 1>? ? ; : - 8 - ? ? 5 @- : / 1 ? 18 @5 3 @41 > 5 01 ? 1/ : 34@ / ; B1>- 31 2 > @415 : 110? 1@ 5 @- : @ 5 2 >9 - @5 : - . ; A@ / - >>5 ; > 9 :; ; 1>? 41- 8 / ; : ? 5 @5 : ? - : 0 / 4; ; ? 5 3 @41 >5 / ; B1>- 31 @4 01>- ; : 34@ The easiest way to get the coverage you need B; 5 @41 4- ? ? 8 ; 2/ ; 9 < 8/ - @10 < - C ; >7 - : 0 2- / 1 @; 2- / 1 0 1? 5 9 11@5 3? C 5 ? - 8 - 31: @? # ; 5 ? A>- : / 1 / ; 9 = A; @5 3 : @4 1? : : ? 1>B5 1 / - : ? A> 2- ? @ - : 0 1- ? E ; / 1? ? / Even if you already have life insurance + ; A 9 - E . 1 A: 01> 5 ? A>10 ; > E; A> ; 8 1B5 E; A> 5 ? A>- : / 1 : 110? - : 0 ? 11 4; C 9 A/ 4 8 1C : E; A / ; A8 ? - B1 0 See how low your rates can be! 10 YEAR TERM — GUARANTEED LEVEL MONTHLY PREMIUMS COVERAGE: Issue Age: $100,000 Male Female $250,000 Male Female $500,000 Male Female 35 40 45 50 55 60 65 70 $8.40 9.54 11.46 15.66 23.10 33.95 57.75 103.95 $7.88 9.01 10.94 13.30 18.46 23.80 36.84 59.41 $9.19 11.16 15.75 21.66 41.56 65.84 111.34 $8.75 10.50 15.53 21.22 30.84 43.31 69.34 $14.00 17.94 27.13 38.94 78.75 127.31 218.31 385.00 $13.13 16.63 26.69 38.06 57.31 82.25 134.31 210.88 194.69 107.63 Other ages, coverage amounts and rate guarantee periods available YES! + ; A> #-9 1 00>1? ? 5 @E " -8 1 15 34@ -E@5 1 % 4; : 1 9 B1: 5 3 % 4; : 1 : 9 -5 8 9 ; A: @ ; 2 : ? A>-: / 1 ( 1>9 & 1= A1? @10 19 -8 1 * 15 34@ I would like to find out how much I could save ; : @1>9 82 5 ? A>- : / 1 % 8 ? 1 ? 1: 0 9 1 - = A; @1 >5 - C - E 51 : 134@ A: 01>? @- : 0 @41>1 5 : ; ; . 83- @5 : - : 0 @41 ? 1>B5 1 5 & ? 5; /? CALL: 1-800-789-3112 ext.8914 MONDAY – FR IDAY, 7 A.M. – 5 P.M. PACIFIC TIME ' @-@1 -@1 ; 2. 5 >@4 #5 ; @5 1 ) ? 1> /: + 1? ;91 ;91 ,% Click: www.ICinsure.com/Officer Mail: P .O.B. 22407, Santa Barbara, CA 93121 Fax: 1-888-699-5454 Please provide a quote for my spouse also: 18 8 18 8 ' @4 #5 ; @5 1 ) ? 1> /: E1->? E1->? + 1? E1->? #; $@41> E1->? #; * ; >7 * ; >7 * 15 34@ $ @41> E1->? E1->? E1->? E1->? 9 ; A: @ ; 2 : ? A>-: / 1 ( 1>9 & 1= A1? @10 & -@1? ? 4; C: ->1 2 > @41 41-8 1? @ : ; : : 5 ; @5 1 % >12 ; @45 /: 1>>10 1? @ & -@1 8 ? + ; A> 5 05 0A-8>-@1 9 -E B->E 01 5 A? 2 @; >? 5 / 8 : 3 E; A> 41-8 -: 0 82 @E8 C45 4 5 ? A>-: / 1 / ->>5 A? 1 @; 01@1>9 5 1 E; A> >-@1 / 8 ? ING TermSmart 10 policy form #1177R -? : B5 : ; -/ : A05 @4 51? 1 / : 1>? : -? issued and subject to underwriting approval by ReliaStar Life Insurance Company, Minneapolis MN, a member of the ING family of companies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http://www.ICinsure.com/Officer Table of Contents for the Digital Edition of Military Officer - January 2009Military Office - January 2009ContentsFrom the EditorFrom the ChairmanYour ViewsMOAA DirectoryRapid FireWashington SceneChapters in ActionFinancial ForumAsk the DoctorMOAA Member ServicesCover Story: Hail to the ChiefTime Versus TechnologyNo Passport NecessaryDecline and Conquer?Pages of HistoryFaces of MOAAMOAA Scholarshp DonorsInformation ExchangeAdvertising IndexMOAA CalendarSounding TapsEncoreMilitary Officer - January 2009Military Officer - January 2009 - Military Office - January 2009 (Page Cover1)Military Officer - January 2009 - Military Office - January 2009 (Page Cover2)Military Officer - January 2009 - Contents (Page 1)Military Officer - January 2009 - Contents (Page 2)Military Officer - January 2009 - Contents (Page 3)Military Officer - January 2009 - Contents (Page 4)Military Officer - January 2009 - Contents (Page 5)Military Officer - January 2009 - Contents (Page 6)Military Officer - January 2009 - Contents (Page 7)Military Officer - January 2009 - Contents (Page 8)Military Officer - January 2009 - Contents (Page 9)Military Officer - January 2009 - From the Editor (Page 10)Military Officer - January 2009 - From the Editor (Page 11)Military Officer - January 2009 - From the Chairman (Page 12)Military Officer - January 2009 - From the Chairman (Page 13)Military Officer - January 2009 - Your Views (Page 14)Military Officer - January 2009 - Your Views (Page 15)Military Officer - January 2009 - Your Views (Page 16)Military Officer - January 2009 - Your Views (Page 17)Military Officer - January 2009 - MOAA Directory (Page 18)Military Officer - January 2009 - MOAA Directory (Page 19)Military Officer - January 2009 - MOAA Directory (Page 20)Military Officer - January 2009 - Rapid Fire (Page 21)Military Officer - January 2009 - Rapid Fire (Page 22)Military Officer - January 2009 - Rapid Fire (Page 23)Military Officer - January 2009 - Rapid Fire (Page 24)Military Officer - January 2009 - Rapid Fire (Page 25)Military Officer - January 2009 - Rapid Fire (Page 26)Military Officer - January 2009 - Rapid Fire (Page 27)Military Officer - January 2009 - Rapid Fire (Page 28)Military Officer - January 2009 - Rapid Fire (Page 29)Military Officer - January 2009 - Rapid Fire (Page 30)Military Officer - January 2009 - Washington Scene (Page 31)Military Officer - January 2009 - Washington Scene (Page 32)Military Officer - January 2009 - Washington Scene (Page 33)Military Officer - January 2009 - Washington Scene (Page 34)Military Officer - January 2009 - Washington Scene (Page 35)Military Officer - January 2009 - Washington Scene (Page 36)Military Officer - January 2009 - Washington Scene (Page 37)Military Officer - January 2009 - Washington Scene (Page 38)Military Officer - January 2009 - Washington Scene (Page 39)Military Officer - January 2009 - Washington Scene (Page 40)Military Officer - January 2009 - Washington Scene (Page 41)Military Officer - January 2009 - Washington Scene (Page 42)Military Officer - January 2009 - Washington Scene (Page 43)Military Officer - January 2009 - Washington Scene (Page 44)Military Officer - January 2009 - Washington Scene (Page 45)Military Officer - January 2009 - Chapters in Action (Page 46)Military Officer - January 2009 - Chapters in Action (Page 47)Military Officer - January 2009 - Chapters in Action (Page 48)Military Officer - January 2009 - Chapters in Action (Page 49)Military Officer - January 2009 - Chapters in Action (Page 50)Military Officer - January 2009 - Chapters in Action (Page 51)Military Officer - January 2009 - Financial Forum (Page 52)Military Officer - January 2009 - Financial Forum (Page 53)Military Officer - January 2009 - Ask the Doctor (Page 54)Military Officer - January 2009 - MOAA Member Services (Page 55)Military Officer - January 2009 - Cover Story: Hail to the Chief (Page 56)Military Officer - January 2009 - Cover Story: Hail to the Chief (Page 57)Military Officer - January 2009 - Cover Story: Hail to the Chief (Page 58)Military Officer - January 2009 - Cover Story: Hail to the Chief (Page 59)Military Officer - January 2009 - Cover Story: Hail to the Chief (Page 60)Military Officer - January 2009 - Cover Story: Hail to the Chief (Page 61)Military Officer - January 2009 - Time Versus Technology (Page 62)Military Officer - January 2009 - Time Versus Technology (Page 63)Military Officer - January 2009 - Time Versus Technology (Page 64)Military Officer - January 2009 - Time Versus Technology (Page 65)Military Officer - January 2009 - No Passport Necessary (Page 66)Military Officer - January 2009 - No Passport Necessary (Page 67)Military Officer - January 2009 - No Passport Necessary (Page 68)Military Officer - January 2009 - No Passport Necessary (Page 69)Military Officer - January 2009 - No Passport Necessary (Page 70)Military Officer - January 2009 - No Passport Necessary (Page 71)Military Officer - January 2009 - Decline and Conquer? (Page 72)Military Officer - January 2009 - Decline and Conquer? (Page 73)Military Officer - January 2009 - Decline and Conquer? (Page 74)Military Officer - January 2009 - Decline and Conquer? (Page 75)Military Officer - January 2009 - Decline and Conquer? (Page 76)Military Officer - January 2009 - Pages of History (Page 77)Military Officer - January 2009 - MOAA Scholarshp Donors (Page 78)Military Officer - January 2009 - Information Exchange (Page 79)Military Officer - January 2009 - Information Exchange (Page 80)Military Officer - January 2009 - Information Exchange (Page 81)Military Officer - January 2009 - Advertising Index (Page 82)Military Officer - January 2009 - MOAA Calendar (Page 83)Military Officer - January 2009 - Sounding Taps (Page 84)Military Officer - January 2009 - Sounding Taps (Page 85)Military Officer - January 2009 - Sounding Taps (Page 86)Military Officer - January 2009 - Sounding Taps (Page 87)Military Officer - January 2009 - Encore (Page 88)Military Officer - January 2009 - Encore (Page Cover3)Military Officer - January 2009 - Encore (Page Cover4)http://www.nxtbook.com/nxtbooks/moaa/mo1009http://www.nxtbook.com/nxtbooks/moaa/mo0909http://www.nxtbook.com/nxtbooks/moaa/mo0809http://www.nxtbook.com/nxtbooks/moaa/mo0709http://www.nxtbook.com/nxtbooks/moaa/mo0609http://www.nxtbook.com/nxtbooks/moaa/mo0509http://www.nxtbook.com/nxtbooks/moaa/mo0409http://www.nxtbook.com/nxtbooks/moaa/mo0309http://www.nxtbook.com/nxtbooks/moaa/mo0209http://www.nxtbook.com/nxtbooks/moaa/mo0109http://www.nxtbook.com/nxtbooks/moaa/mo1208http://www.nxtbook.com/nxtbooks/moaa/mo1108http://www.nxtbook.com/nxtbooks/moaa/mo1008http://www.nxtbook.com/nxtbooks/moaa/mo0908http://www.nxtbook.com/nxtbooks/moaa/mo0808http://www.nxtbook.com/nxtbooks/moaa/mo0708http://www.nxtbook.com/nxtbooks/moaa/mo0608http://www.nxtbook.com/nxtbooks/moaa/mo0508http://www.nxtbook.com/nxtbooks/moaa/mo0408http://www.nxtbook.com/nxtbooks/moaa/mo0308http://www.nxtbook.com/nxtbooks/moaa/mo0208http://www.nxtbook.com/nxtbooks/moaa/mo0108http://www.nxtbook.com/nxtbooks/moaa/mo1207http://www.nxtbook.com/nxtbooks/moaa/mo1107http://www.nxtbook.com/nxtbooks/moaa/mo1007http://www.nxtbook.com/nxtbooks/moaa/mo0907http://www.nxtbook.com/nxtbooks/moaa/mo0807http://www.nxtbook.com/nxtbooks/moaa/mo0707http://www.nxtbook.com/nxtbooks/moaa/mo0607http://www.nxtbook.com/nxtbooks/moaa/mo0507http://www.nxtbook.com/nxtbooks/moaa/mo0407http://www.nxtbook.com/nxtbooks/moaa/mo0307http://www.nxtbook.com/nxtbooks/moaa/mo0207http://www.nxtbook.com/nxtbooks/moaa/mo0107http://www.nxtbook.com/nxtbooks/moaa/mo1206http://www.nxtbook.com/nxtbooks/moaa/mo1106http://www.nxtbook.com/nxtbooks/moaa/mo1006http://www.nxtbook.com/nxtbooks/moaa/mo0906http://www.nxtbook.com/nxtbooks/moaa/mo0806http://www.nxtbook.com/nxtbooks/moaa/mo0706http://www.nxtbook.com/nxtbooks/moaa/mo0606http://www.nxtbook.com/nxtbooks/moaa/mo0506http://www.nxtbook.com/nxtbooks/moaa/mo0406http://www.nxtbook.com/nxtbooks/moaa/mo0306http://www.nxtbook.com/nxtbooks/moaa/mo0206http://www.nxtbook.com/nxtbooks/moaa/mo0106http://www.nxtbookMEDIA.com

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