Military Officer - February 2006 - (Page Cover2) f o r MO A A m e m b e r s an d f a m i l i e s u n de r a ge 65 It PAYS to get no exception. That’s why it pays to get MEDIPLUS. a military officer, you’re used to things being Ashandled expertly and efficiently. You appreciate direct answers Your family’s health protection is MEDIPLUS 3 ® applied to TRICARE’s Catastrophic Cap. So even if you meet the limit, you’ll still be responsible for excess charges UNLESS YOU HAVE MEDIPLUS. This MEDIPLUS benefit alone can save you thousands of dollars each year. You’ll pay LOW GROUP RATES. This is one of the advantages of your MOAA membership the bargaining power of nearly 370,000 members. You don’t have to shop around for the best deal in health protection MOAA has it for you with MEDIPLUS. MOAA makes sure you pay for only the protection you need, as well. That’s why there are 7 different plans available. Whether you are covered by TRICARE Standard/Extra, Prime, or TRICARE Reserve Select, MEDIPLUS has a plan to meet your family’s needs. All-New Vision Benefit. Your MEDIPLUS protection now automatically includes coverage in the Avesis Advantage Vision Plan.* This Plan helps cover the cost of annual vision exams and saves you money with discounts on glasses (both frames and lenses) and contacts MEDIPLUS TRICARE Supplements were designed specifically for MOAA members and their families. It gives you protection you need at an affordable price. First, MEDIPLUS is guaranteed acceptance, based on your status as an MOAA member. You don’t have to answer any medical questions. No one will call you. You cannot be turned down. It’s yours for the asking. Any new medical conditions are covered right away and existing ones are covered after just 6 months. 1 What’s more, you don’t have to wait for your valuable MEDIPLUS protection to kick in. It will start on the first day of the month after we receive your completed enrollment form and initial premium payment. You’ll get your money’s worth with MEDIPLUS. It helps pay your medical bills just like you’d expect. As soon as you meet any applicable TRICARE and MEDIPLUS Plan deductibles, you’ll receive benefits for inpatient and outpatient bills, depending on the coverage you select, as well as prescription drug charges. But the benefits don’t stop there. 4 2 You’ll get answers to your questions. Whenever you have a question about your MEDIPLUS protection, simply contact a MEDIPLUS expert for fast, accurate assistance. Just call the MEDIPLUS toll-free helpline below or send an e-mail to moaa@marshpm.com. 5 MEDIPLUS also pays 100% of your excess charges if your doctor charges more than TRICARE allows. This protection for excess charges is especially important, since excess charges cannot be It pays to get MEDIPLUS the benefits you need and deserve. Call today for FREE information: 1-800-247-2192 Request number 026432-1-1-1 (Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881.) Or, visit www.moaainsurance.com *Non insurance services are not arranged for, provided or underwritten by The Hartford. **Avesis Advantage Vision Plan benefits are not available overseas. The annual vision exam benefit may not be available in all states. Information includes costs, exclusions, limitations and terms of coverage. MEDIPLUS insurance is underwritten by: Hartford Life and Accident Insurance Company Hartford, CT 06104-2999 Coverage may not be issued in some states. Policy Form 7318-5 (3rd Rev) (HLA) (1134) http://www.moaainsurance.com http://www.moaainsurance.com http://www.moaainsurance.com
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