Military Officer - May 2006 - (Page Cover2)

for MOAA members and families under age 65 Memb e purc rs eligible to Rese hase TRIC rve S elect ARE save can n too MEDI PLUS with the N ow EW TRICA Selec t Sup RE Reserv pleme e nt! E MBER NAM MOAA ME -XXXX AGP POLICY # XXXXXXX IFICATE # CERT early 100,000 MOAA members and their families carry a card like this one. They know the secret to saving money when it comes to health protection it’s MEDIPLUS®. And now, you can take advantage of the savings, too. MEDIPLUS covers MOAA members including: retired officers and their families, active duty family members, and certain National Guard and Reserve officers and their families. When you enroll in MEDIPLUS, you’ll keep more money in your pocket because MEDIPLUS pays MORE. As soon as you meet the applicable TRICARE and Plan deductibles, MEDIPLUS takes over MEDIPLUS Pays 100% of Excess Charges If your doctor charges more than TRICARE allows, your MEDIPLUS benefits will kick in and pay all of those excess charges at 100%. Even if what your doctor charges is above the reasonable and customary amount for your area, MEDIPLUS will cover it. This protection for excess charges is especially important, since excess charges can’t be applied to TRICARE’s Catastrophic Cap.* MEDIPLUS Pays Your Inpatient Bills MEDIPLUS saves you money when it comes to hospital bills, too. If you or a family member is hospitalized, MEDIPLUS works with TRICARE to pay for your doctors, room and board, supplies, and other inpatient services. MEDIPLUS Pays Your Outpatient Bills When a family member visits the doctor, TRICARE pays a portion of the allowed amount. You don’t have to worry about the rest of the bill. MEDIPLUS will pay your remaining cost-share. N MEDIPLUS Pays For Your Prescriptions The cost for prescriptions can really add up. But when you pair MEDIPLUS with TRICARE, you’re covered. After TRICARE and MEDIPLUS have paid, you won’t have to pay a cent. You and your family are GUARANTEED ACCEPTANCE in MEDIPLUS, based on your status as an MOAA member. You’ll receive benefits for new health conditions immediately, and existing conditions are covered after just six months. New Vision Program The Avesis Advantage New Vi Vision Plan is the newest Bene sion fit! enhancement to MEDIPLUS. You can receive benefits for an annual vision exam and discounts on glasses (both frames and lenses) and contacts It’s EASY to save money when you have MEDIPLUS. Call today for FREE information.† Ask for Request Number: 026435-1-1-1 1-800-247-2192 (Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881.) Or, visit www.moaainsurance.com MEDIPLUS Insurance is underwritten by: Hartford Life and Accident Insurance Company Hartford, Connecticut * TRICARE limits the amount your family would pay in a fiscal year for deductibles and cost-shares. This protective “cap” is $3,000 for retired TRICARE and $1,000 for active duty family TRICARE and TRICARE Reserve Select. But, keep in mind that “excess charges” are not applied to this Catastrophic Cap. So, even if you meet the cap, you’ll still have to pay excess charges UNLESS YOU HAVE MEDIPLUS. ** Non-insurance services are not arranged for, provided or underwritten by The Hartford. Avesis Advantage Vision Plan benefits are not available overseas. The annual vision exam benefit may not be available in all states. † Information includes costs, exclusions, limitations, and terms of coverage. Coverage may not be issued in some states. Policy Form #7318-5 (3rd Rev.)(HLA)(1134) http://www.moaainsurance.com http://www.moaainsurance.com http://WWW.MOAA.ORG

Table of Contents Feed for the Digital Edition of Military Officer - May 2006

Military Officer - May 2006 Contents From the Editor President's Page Your Views MOAA Directory Rapid Fire Washington Scene Financial Forum Ask the Doctor Chapter Activities Raising Iraq Dogfight Fun Caring For Our Own Pages of History Information Exchange MOAA Scholarship Donors Member Books Advertising Index MOAA Calendar Sounding Taps Encore

Military Officer - May 2006

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