Military Officer - May 2008 - (Page Cover2)

For MOAA members and families under age 65 #1 CHOICE A for thousands of MOAA Members! s a military officer, you have more choices for your healthcare insurance than the civilian public … DoD’s TRICARE programs in addition to civilian healthcare plans. If you’re re-evaluating your health insurance choices— whether your current plan has increased its deductibles or co-payments, reduced its benefits or both—now may be the ideal time to consider TRICARE and one of MOAA’s MEDIPLUS® Supplements. It’s the choice nearly 1 out of 2 of your fellow MOAA members under age 65 and their families have made for their health insurance needs. Here’s why: Affordable Price: Many of America’s civilian healthcare plans are raising contribution requirements to help offset increasing healthcare costs. More members are now turning to the more affordably priced TRICARE and MOAA’s MEDIPLUS supplement. MEDIPLUS rates for retirees start as low as $13.62 a month for member coverage.* Comprehensive Coverage: As good as TRICARE is, it was never intended to cover everything. But if you team it up with MEDIPLUS, 100% of your covered medical bills will be paid after you meet any applicable TRICARE and MEDIPLUS deductibles. This means you’re 100% covered for co-payments for doctor visits … trips to the hospital … co-pays for prescriptions even excess charges! Guaranteed Acceptance: As a member of MOAA, you and your family cannot be turned down for coverage. No physicals or health questions. All new injuries and illnesses are covered right away (while there is a six-month wait for any current health conditions). In addition, MEDIPLUS allows you to choose from several different options based on your budget, offers you the freedom to choose your own TRICARE-authorized doctors, gives your family limited no-cost coverage if you die, and so much more. Here’s why these members chose MEDIPLUS®: “The rates for MEDIPLUS are reasonable.” CDR Thomas N. Conrad, USPHS (Ret.) PhD., MPH, RN, Alton, NH “Having MEDIPLUS … I am confident in my choice of physicians. It makes a difference.” Laura Neeld, wife of CDR Scott Neeld, USCG (Ret.) Cape May Court House, NJ Make the right choice for your health care coverage this year. Choose MEDIPLUS! For more information,** call toll free Ask for Request Number 34830-1-1-1 Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881 Or visit www.moaainsurance.com 1-800-247-2192 Underwritten by: Hartford Life and Accident Insurance Company Simsbury, CT 06089 *Under age 45, nonsmoker rate for an In and Outpatient Plan with a $300 per person plan deductible. **Includes costs, exclusions, limitations and terms of coverage. Coverage may not be issued in some states. Policy Form 7318-5 (3rd Rev) (HLA) (1134) http://www.moaainsurance.com http://www.moaainsurance.com

Table of Contents Feed for the Digital Edition of Military Officer - May 2008

Military Officer - May 2008 Contents MOAA Online From the Editor From the President Your Views MOAA Directory Rapid Fire Washington Scene Chapters in Action Financial Forum Ask the Doctor Cover Story: Recognizing Their Sacrifice Grilling Gurus Movie Blunders Dealing in Diplomacy MOAA Member Services Pages of History Faces of MOAA Information Exchange Member Books MOAA Scholarship Donors Advertising Index MOAA Calendar Sounding Taps Encore

Military Officer - May 2008

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