Military Officer - June 2008 - (Page Cover2)

For MOAA members and families under age 65 Memb ers eli pu gib Reser rchase TR le to ICARE ve Se le with t he ME ct can sav e DIPLU Reser ve Se S TRI too lect S CARE upple ment! E MBER NAM MOAA ME -XXXX GP POLICY # A X # XXXXXX TIFICATE CER early 100,000 MOAA members and their families carry a card like this one. They know the secret to saving money when it comes to health protection it’s MEDIPLUS®. And now, you can take advantage of the savings, too. MEDIPLUS covers MOAA members including: retired officers and their families, active duty family members, and certain National Guard and Reserve officers and their families. When you enroll in MEDIPLUS, you’ll keep more money in your pocket because MEDIPLUS pays MORE. As soon as you meet the applicable TRICARE and Plan deductibles, MEDIPLUS takes over MEDIPLUS Pays 100% of Excess Charges If your doctor charges you more than TRICARE allows, your MEDIPLUS benefits will kick in and pay all of those excess charges at 100%. Even if what your doctor charges you is above the reasonable and customary amount for your area, MEDIPLUS will cover it. This protection for excess charges is especially important, since excess charges can’t be applied to TRICARE’s Catastrophic Cap.* MEDIPLUS Helps Pay Your Inpatient Bills MEDIPLUS helps save you money when it comes to hospital bills, too. If you or a family member is hospitalized, MEDIPLUS works with TRICARE to pay for your doctors, room and board, supplies and other inpatient services. MEDIPLUS Helps Pay Your Outpatient Bills When a family member visits the doctor, TRICARE pays a portion of the allowed amount. You don’t have to worry about the rest of the bill. MEDIPLUS will pay your remaining cost-share. N MEDIPLUS Helps Pay For Your Prescriptions The cost for prescriptions can really add up. But when you pair MEDIPLUS with TRICARE, you’re covered. After TRICARE and MEDIPLUS have paid, you won’t have to pay a cent. You and your family are GUARANTEED ACCEPTANCE in MEDIPLUS, based on your status as a member of MOAA. You’ll receive benefits for new health conditions immediately, and existing conditions are covered after six months. Claims Filed Electronically Eligible MEDIPLUS claims are now Valua processed electronically through the Bene ble fit! DirectClaim filing process, which will save time, pay faster and reduce paperwork hassles. It’s EASY to save money when you have MEDIPLUS. Call today for FREE information.† Ask for Request Number: 033878-1-1-1 (Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881.) 1-800-247-2192 MEDIPLUS insurance is underwritten by: Hartford Life and Accident Insurance Company Simsbury, CT 06089 Or, visit www.moaainsurance.com * TRICARE limits the amount your family would pay in a fiscal year for deductibles and cost-shares. This protective “cap” is $3,000 for retired TRICARE and $1,000 for active duty family TRICARE and TRICARE Reserve Select. But, keep in mind that “excess charges” are not applied to this Catastrophic Cap. So, even if you meet the cap, you’ll still have to pay excess charges UNLESS YOU HAVE MEDIPLUS. † Information includes costs, exclusions, limitations and terms of coverage. Coverage may not be issued in some states. Policy Form #7318-5 (3rd Rev.)(HLA)(1134) http://www.moaainsurance.com http://www.moaainsurance.com

Table of Contents Feed for the Digital Edition of Military Officer - June 2008

Military Officer - June 2008 Contents MOAA Online From the Editor From the President Your Views MOAA Directory Rapid Fire MOAA Member Services Washington Scene Chapters in Action Financial Forum Ask the Doctor MOAA Scholarship Donors Cover Story: Mission to Modernize World War Web Playing to Win Fitness in Numbers Fighting Infection Pages of History Faces of MOAA Information Exchange Member Books Advertising Index MOAA Calendar Sounding Taps Encore

Military Officer - June 2008

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