Military Officer - August 2006 - (Page Cover2)

For National Guard and Reserve officers covered by TRICARE Reserve Select Relying on your civilian employer’s health plan? TRICARE Reserve Select and MOAA MEDIPLUS® could offer you a better option … as a National Guard or Reserve officer coming back from deployment, you don’t have to worry about returning to your employer’s health care plan if you don’t want to—especially if it’s more expensive for you and offers less coverage. Thanks to the DoD’s FY2005 National Defense Authorization Act, when you’re deactivated, you may be able to keep your TRICARE coverage by purchasing TRICARE Reserve Select. And if you’re an MOAA member and you team TRICARE Reserve Select with MOAA’s MEDIPLUS® TRICARE Reserve Supplement, your health care coverage gets even better. That’s because MEDIPLUS offers you rock-solid protection that (after you meet the annual TRICARE deductible) … Pays 100% of your cost-shares for doctor visits, hospital stays, surgery and other medical costs Pays 100% of your prescription copayments Pays 100% of excess charges Now, Why choose TRICARE Reserve Select and MEDIPLUS® over your employer plan? Listen why CW4 Edna Frazier of Lauderhill, FL, did: “ No health questions to answer. No medical exams required. GUARANTEED ACCEPTANCE! My civilian employer's plan cost about four times more than TRICARE Reserve Select for comparable coverage I opted to take MOAA's MEDIPLUS Supplement because of the added benefit and price value. With MEDIPLUS, you, your spouse and children are guaranteed acceptance—YOU WON’T BE TURNED DOWN. And you have the freedom to see your own TRICARE-authorized doctors. ” Plus, MOAA members pay a LOW GROUP RATE for MEDIPLUS. And combined with the cost of TRICARE Reserve Select, your total premium may be lower than what you’re paying out-of-pocket for your civilian employer coverage. Find out how TRICARE Reserve Select and MEDIPLUS may provide BETTER coverage at MORE AFFORDABLE RATES than your employer plan. For More Details:* Call toll-free 1-800-247-2192 (Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881.) Ask for Request Number: 026945-1-1-1 Or visit www.moaainsurance.com Underwritten by: Hartford Life and Accident Insurance Company Hartford, CT 06104-2999 *Details include costs, exclusions, limitations and terms of coverage. Coverage may not be issued in some states. Policy Form 7318-5 (3rd Rev) (HLA) (1134) http://www.moaainsurance.com http://www.moaainsurance.com http://www.moaainsurance.com

Table of Contents Feed for the Digital Edition of Military Officer - August 2006

Military Officer - August 2006 Contents From the Editor President’s Page Your Views MOAA Directory Rapid Fire Washington Scene Chapter Activities Financial Forum Ask the Doctor Changing of the Guard Four-Star Rating Long Term Care Kryptogram Pages of History Information Exchange MOAA Scholarship Donors Member Books Advertising Index MOAA Calendar Sounding Taps MOAA Member Services Encore

Military Officer - August 2006

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