Military Officer - September 2006 - (Page Cover2) For for MOAA members and families under age 65 MOAA members and families under age 65 for MOAA members and families under age 65 for MOAA members and families under age 65 3 Reasons Why MEDIPLUS Consistently Ranks as MOAA’s #1 Membership Benefit ® About 100,000 MOAA Members and their families (that’s nearly 1 out of every 2 MOAA Members under age 65) have locked in the comprehensive protection of MEDIPLUS … one of MOAA’s most popular member benefits. Here’s why your fellow officers turned to MEDIPLUS: 1 MEDIPLUS Helps Pay MORE Medical Bills MEDIPLUS teams up with TRICARE Standard, Extra, Prime, and TRICARE Reserve Select to pay 100% of the covered medical bills these programs leave behind after you meet any applicable TRICARE or plan deductibles. • Co-payments for doctor visits? MEDIPLUS PAYS 100%. • Prescription Co-payments? MEDIPLUS PAYS 100%. • Co-payments for trips to the hospital? MEDIPLUS PAYS 100%. • Your doctor charges you more than the “TRICARE-allowed” amount? MEDIPLUS PAYS 100%. 2 You’re Free To See The Doctor YOU Choose 3 Low Group Rates MEDIPLUS helps put YOU in charge of your health care decisions. That’s because MEDIPLUS has NO preferred provider lists. NO doctor or hospital networks. NO referrals required for second opinions or specialized care. With MEDIPLUS, you see the TRICARE-authorized doctor you want. MEDIPLUS pairs 35+ years experience with TRICARE (and CHAMPUS before that) with the negotiating power of 360,000 MOAA members and their families. The result is MOAA’s exclusive discounted group rates … among the lowest on the market. $ Valuable Vision Benefit Pay less for annual vision exams, glasses (both frames and lenses) and contacts with the Avesis vision benefit that’s automatically included with your MEDIPLUS coverage.1 It’s another example of the money-saving benefits you’ll find with MOAA’s MEDIPLUS TRICARE supplements. IMPORTANT: MEDIPLUS shields you from excess charges. (The TRICARE Catastrophic Cap does NOT protect you against excess charges. So you’re 100% responsible if your doctor charges you more than the TRICARE allows—unless you’re covered under the umbrella of MOAA’s MEDIPLUS.) Could MEDIPLUS be the Best Fit for YOU, too? See for yourself by taking a no-obligation look at your free MEDIPLUS Benefit Packet today.* Bonus: You cannot be turned down. As an MOAA Member, you and your family are guaranteed acceptance in MEDIPLUS. Any current health conditions will be covered after just six months. Of course, any new injuries or illnesses are covered right away. Call TOLL FREE: 1-800-247-2192 (Request Number: 026947-1-1-1) Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881 Or, visit www.moaainsurance.com Underwritten by: Hartford Life and Accident Insurance Company Hartford, Connecticut * Details include costs, exclusions, limitations and terms of coverage. Coverage may not be issued in some states. 1 Non-insurance services are not arranged for, provided by or underwritten by The Hartford. Avesis Vision benefits are not available overseas. The annual vision exam benefit may not be available in all states. Policy Form 7318-5 (3rd Rev)(HLA)(1134) http://www.moaainsurance.com http://www.moaainsurance.com
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