Military Officer - October 2007 - (Page Cover2)

for MOAA members and families under age 65 #1 CHOICE for thousands of MOAA Members! A s a military officer, you have more choices for your health care insurance than the civilian public … DoD’s TRICARE programs in addition to employer-provided and individual or self-employed coverage. If you’re re-evaluating your health insurance choices— whether your current plan has increased its deductibles or co-payments, reduced its benefits or both—now may be the ideal time to consider TRICARE and one of MOAA’s MEDIPLUS® Supplements. It’s the choice nearly 1 out of 2 of your fellow MOAA members under age 65 and their families have made for their health insurance needs. Here’s why: Affordable Price: Many of America’s employers are raising employee contributions to help offset increasing health care costs. More members are now turning to the more affordably priced TRICARE and MOAA’s MEDIPLUS supplement. MEDIPLUS rates for retirees start as low as $11.85 a month for member coverage.* Comprehensive Coverage: As good as TRICARE is, it was never intended to cover everything. But if you team it up with MEDIPLUS, 100% of your covered medical bills will be paid after you meet any applicable TRICARE and MEDIPLUS deductibles. This means you’re 100% covered for co-payments for doctor visits … trips to the hospital … co-pays for prescriptions even excess charges! Guaranteed Acceptance: As an MOAA member, you and your family cannot be turned down for coverage. No physicals or health questions. All new injuries and illnesses are covered right away (while there is a six-month wait for any current health conditions). In addition, MEDIPLUS allows you to choose from several different options based on your budget, offers you the freedom to choose your own TRICARE-authorized doctors, gives your family limited no-cost coverage if you die, and so much more. Here’s why these members chose MEDIPLUS®: “The rates for MEDIPLUS are reasonable.” Commander Thomas N. Conrad, PhD., MPH, RN, Alton, NH “I had another TRICARE supplement, but their rates kept going up. So, I switched to MEDIPLUS. It was a better buy.” MAJ Dennis E. Small Oakfield, ME “Having MEDIPLUS … I am confident in my choice of physicians. It makes a difference.” Laura Neeld, wife of CDR Scott Neeld, Cape May Court House, NJ Make the right choice for your health care coverage this year. Choose MEDIPLUS! For more information,** call toll free Ask for Request Number 29418-1-1-1 Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881 Or visit www.moaainsurance.com 1-800-247-2192 Underwritten by: Hartford Life and Accident Insurance Company Simsbury, CT 06089 *Under age 45, nonsmoker rate for an In and Outpatient Plan with a $300 per person plan deductible. **Includes costs, exclusions, limitations and terms of coverage. Coverage may not be issued in some states. Policy Form 7318-5 (3rd Rev) (HLA) (1134) http://www.moaainsurance.com http://www.moaainsurance.com

Table of Contents Feed for the Digital Edition of Military Officer - October 2007

Military Officer - October 2007 Contents From the Editor From the President Your Views MOAA Directory Rapid Fire Washington Scene Financial Forum Ask the Doctor Chapter Activities Cover Story: A Hero's Welcome? Partners in Patriotism Tales from Beyond the Battlefield Financial Results of MOAA Pages of History Information Exchange Faces of MOAA Member Books MOAA Scholarship Donors Advertising Index MOAA Member Services MOAA Calendar Sounding Taps Encore

Military Officer - October 2007

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