Military Officer - November 2006 - (Page Cover2)

for MOAA members and families under age 65 ith total r sur gery wpt waiting I had ma jo In 2004, ing $24,000.00. I k e RICARE cost exce ed bills to arrive. But T thing for the big LUS paid almost every and MEDIP asantly surprised. Jerry and Connie Bowen le COL Jonesboro, AR we wer e p families members a nd t ca with th n benefit even heir Avesis V e addition o more ft ision Ca re Prog he ram. MEDIPL US V Benefit ision MOAA ! he superior benefits of MOAA MEDIPLUS TRICARE Standard Supplements consistently earn this stellar program the ranking of MOAA’s most popular membership benefit. And you get more out of MEDIPLUS with the Avesis Vision Care Program. Receive benefits for an annual vision exam and discounts on glasses (both frames and lenses) and contacts.+ T care of your TRICARE co-payments after you meet your TRICARE deductible and plan deductible. Then MOAA’s MEDIPLUS goes the extra mile by paying 100% of the difference between your eligible medical bills and the amount TRICARE Standard allows. And MEDIPLUS even pays benefits if your eligible medical bills are above “reasonable and customary” limits. If your doctor charges you more than TRICARE has approved, it’s no problem. MEDIPLUS takes care of the excess charges for you. This protection for excess charges is especially valuable, since excess charges can’t be applied to TRICARE’s catastrophic cap. group rates make this program a bargain for your budget. In fact, pairing MEDIPLUS with TRICARE is often less expensive than covering your family under an employer-sponsored health plan! Take A Free Look At MEDIPLUS Today See for yourself why nearly 100,000 MOAA members and their families rely on MEDIPLUS TRICARE Supplements. Request your free, no-obligation MEDIPLUS Packet today.* You Can’t Be Turned Down First, MEDIPLUS shines above other plans on the market because you are guaranteed acceptance no matter what your health. As long as you’re an MOAA member, you and your family automatically qualify for MEDIPLUS. (Any current health conditions will be covered after just six months. Of course, any new injuries or illnesses are covered right away.) 1-800-247-2192 Request number 026399-1-1-1 (Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881.) Call TOLL FREE Or, visit www.moaainsurance.com MEDIPLUS Helps Pay More Of Your Medical Bills As you’d expect, MEDIPLUS takes MEDIPLUS Is Easy On Your Wallet Although MEDIPLUS stands above the crowd with comprehensive benefits, MOAA’s budget-conscious Underwritten by: Hartford Life and Accident Insurance Company Hartford, Connecticut 06104-2999 + Non-insurance services are not arranged for, provided or underwritten by The Hartford. Avesis Advantage Vision Plan benefits are not available overseas. The annual vision exam benefit may not be available in all states. Coverage may not be issued in some states. Policy Form 7318-5 (3rd Rev) (HLA) (1134) *Information includes costs, exclusions, limitations and terms of coverage. http://www.moaainsurance.com http://www.moaainsurance.com

Table of Contents Feed for the Digital Edition of Military Officer - November 2006

From the Editor From the President Your Views MOAA Directory Rapid Fire Washington Scene Financial Forum Ask the Doctor Chapter Activities Cover Story: Financial Guidebook Got (the right) Insurance? A Penny Saved, a Degree Earned The “Y” MOAA Scholarship Recipients Pages of History Information Exchange Member Books MOAA Scholarship Donors MOAA Member Services Advertising Index MOAA Calendar Sounding Taps Encore

Military Officer - November 2006

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