Military Officer - December 2008 - (Page Cover2) For MOAA members and families under age 65 #1 CHOICE for thousands of MOAA Members! a military officer, more choices Ashealthcare insuranceyou havetocivilian publicfor. yourplans. than the . . DoD’s TRICARE programs in addition civilian healthcare If you’re re-evaluating your health insurance choices— whether your current plan has increased its deductibles or co-payments, reduced its benefits or both—now may be the ideal time to consider TRICARE and one of MOAA’s MEDIPLUS® Supplements. It’s the choice nearly 1 out of 2 of your fellow MOAA members under age 65 and their families have made for their health insurance needs. Here’s why: Affordable Price: Many of America’s civilian healthcare plans are raising contribution requirements to help offset increasing healthcare costs. More members are now turning to the more affordably priced TRICARE and MOAA’s MEDIPLUS supplement. MEDIPLUS rates for retirees start as low as $13.62 a month for member coverage.* Comprehensive Coverage: As good as TRICARE is, it was never intended to cover everything. But if you team it up with MEDIPLUS, 100% of your covered medical bills will be paid after you meet any applicable TRICARE and MEDIPLUS deductibles. This means you’re 100% covered for co-payments for doctor visits … trips to the hospital … co-pays for prescriptions even excess charges! Guaranteed Acceptance: As a member of MOAA, you and your family cannot be turned down for coverage. All new injuries and illnesses are covered right away (while there is a six-month wait for any current health conditions). In addition, MEDIPLUS allows you to choose from several different options based on your budget, offers you the freedom to choose your own TRICARE-authorized doctors, gives your family limited no-cost coverage if you die, and so much more. Here’s why these members chose MEDIPLUS®: “This plan holds down significant medical costs I would otherwise have to pay on my own.” LT Jerry M. Greer, USN (Ret.) McKinleyville, CA “The rates for MEDIPLUS are reasonable.” CDR Thomas M. Conrad, USPHS (Ret.) PhD., MPH, RN Alton, NH “Having MEDIPLUS … I am confident in my choice of physicians. It makes a difference.” Laura Neeld wife of CDR Scott Neeld, USCG (Ret.) Avalon, NJ Make the right choice for your healthcare coverage this year. Choose MEDIPLUS! For more information,** call toll free Ask for Request Number 33300-1-1-1 Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881 Or visit www.moaainsurance.com Underwritten by: Hartford Life and Accident Insurance Company Simsbury, CT 06089 1-800-247-2192 *Under age 45, nonsmoker rate for an In and Outpatient Plan with a $300 per person plan deductible. **Includes costs, exclusions, limitations and terms of coverage. Coverage may not be issued in some states. Policy Form 7318-5 (3rd Rev) (HLA) (1134) http://www.moaainsurance.com http://www.moaainsurance.com
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