Morningstar Advisor - Summer 2007 - (Page 75)

Market Share Annual Con- Max. CDSC or tract Charges Front Load CDSC Years GMWB GMIB GMAB Living Benefit Charge Range Largest Subaccount by 3/31/07 Assets Share of Total Assets 3.70% 2.90% 2.54% 2.53% 2.10% 2.04% 2.00% 1.93% 1.84% 1.59% 1.58% 1.55% 1.49% 1.48% 1.37% 1.25% 1.24% 1.17% 1.13% 1.02% 1.01% 0.99% 0.97% 0.96% 0.95% 0.95% 0.88% 0.82% 0.80% 0.72% 0.70% 0.63% 0.62% 0.62% 0.61% 0.59% 0.59% 0.59% 0.58% 0.57% 0.56% 0.55% 0.53% 0.50% 0.48% 0.47% 0.47% 0.46% 0.44% 0.43% 0.69% 0.55% 0.70% 0.81% 0.69% 0.55% 0.65% 0.74% 0.81% 0.65% 0.69% 0.69% 0.74% 0.68% 0.55% 0.49% 0.70% 0.58% 0.64% 0.63% 0.47% 0.59% 0.49% 0.57% 0.69% 0.64% 0.49% 0.65% 0.57% 0.81% 0.70% 0.53% 0.58% 0.70% 0.67% 0.63% 0.55% 0.62% 0.74% 0.59% 0.65% 0.66% 0.77% 0.59% 0.55% 0.23% 0.74% 0.59% 0.70% 0.00% 7.00% 8.50% 6.00% 7.00% 8.00% 7.00% 7.00% 9.00% 9.00% 7.00% 8.00% 7.00% 8.50% 6.00% 8.00% 7.00% 6.00% 8.00% 6.00% 8.00% 0.00% 7.00% 7.00% 7.00% 7.00% 8.00% 5.75% 7.00% 8.00% 7.00% 8.50% 7.00% 7.00% 5.75% 7.00% 6.00% 8.00% 8.00% 7.50% 7.00% 8.00% 8.00% 9.00% 8.50% 8.00% 0.00% 0.00% 7.00% 7.00% 7.00% 7 7 3 3 4 3 7 0 7 7 8 7 4 7 4 4 5 8 4 9 0 4 7 3 3 8 0 4 9 6 9 7 7 0 3 6 9 4 8 7 8 7 9 9 11 0 0 7 7 6 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y — Y Y Y — Y Y Y Y Y Y Y Y Y Y — Y Y Y Y Y Y Y Y — Y Y Y Y — Y Y Y Y — Y — Y Y Y — Y Y — Y Y Y — Y Y — — Y Y — Y Y Y — Y Y — Y Y — — — — Y Y Y — Y — — Y Y Y Y — Y Y — Y Y Y — Y — Y — Y Y — Y Y Y — — — — Y — — — — — Y Y — — — Y Y — Y Y — Y — Y Y Y Y — Y — — — — Y — Y Y 0.60% – 0.65% 0.20% – 1.15% 0.40% – 0.65% 0.25% – 0.85% 0.60% – 0.75% 0.50% – 0.80% 0.20% – 0.50% 0.25% – 0.75% 0.25% – 0.85% 0.20% – 0.50% 0.50% – 0.75% 0.50% – 0.75% 0.25% – 0.75% 0.40% – 0.65% 0.00% – 1.15% 0.45% – 0.80% None 0.50% – 0.60% 0.50% – 0.75% 0.50% – 0.75% None 0.45% – 0.80% 0.45% – 0.80% 0.50% – 0.80% 0.60% – 0.65% 0.50% – 0.75% 0.45% – 0.80% 0.20% – 0.50% 0.50% – 0.80% 0.25% – 0.85% 0.40% – 0.65% 0.55% – 0.55% 0.50% – 0.60% 0.50% – 0.50% 0.25% – 0.70% 0.50% – 0.85% 0.50% – 0.80% 0.35% – 0.85% 0.25% – 0.75% 0.50% – 0.60% None 0.00% – 0.00% 0.50% – 0.75% 0.45% – 0.80% 0.45% – 0.80% None 0.25% – 0.75% 0.45% – 0.80% 0.00% – 0.90% 0.25% – 0.65% RiverSource VP Diversified Bond JNL/Select Money Market A JHTrust Lifestyle Growth Series II Pacific Select Fund Intl Large-Cap AXA Premier VIP Moderate-Plus Alloc B Met Pref+Sl-FIX(D1) American Funds Ins Ser Growth-Income 2 AST Capital Growth Asset Allocation Pacific Select Fund Intl Large-Cap Hartford Capital Apprec HLS IA AXA Premier VIP Moderate-Plus Alloc B AXA Premier VIP Moderate-Plus Alloc B AST Capital Growth Asset Allocation JHTrust Lifestyle Growth Series II JNL/Mellon Cap Mgmt JNL 5 A American Funds Ins Ser Growth-Income 2 EQ EV 300/400-FIX(D1) Gartmore GVIT Inv Dest Moderate 2 ING InvTr Lifestyle Growth S ING InvTr T. Rowe Price Cap Apprec S Fidelity VIP Money Market Inv American Funds Ins Ser Growth-Income 2 American Funds Ins Ser Growth-Income 2 Met Invt Ser Tr Metlf Growth Strat Prt B RiverSource VP Diversified Bond ING InvTr Lifestyle Growth S American Funds Ins Ser Growth-Income 2 Hartford Capital Apprec HLS IB (MF) Met Invt Ser Tr Metlf Growth Strat Prt B PacLf Port-FIX(D1) JHTrust Lifestyle Growth Series II Thrivent Ser Moderate Allocation Gartmore GVIT Inv Dest Moderate 2 Sun Pol2APl-FIX(ED) Ohio ONcrLt-FIX(D1) GE Investments Funds Total Return 1 American Funds Ins Ser Growth 2 Oppenheimer Main Street/VA Svc AST Capital Growth Asset Allocation Gartmore GVIT Inv Dest Mod Aggressive 2 Univ Instl Funds Equity & Income II Allz H5-FIX(D1) AST Capital Growth Asset Allocation American Funds Ins Ser Growth-Income 2 LNL MultFd-FIX(ED) Vanguard Var Ins Fund Balanced AST Capital Growth Asset Allocation American Funds Ins Ser Growth-Income 2 SunAmerica Series Tr Davis Vent Value 3 Pacific Select Fund Intl Large-Cap 11% 17% 34% 10% 29% 25% 14% 15% 8% 21% 26% 26% 16% 46% 27% 21% 66% 15% 12% 8% 20% 13% 26% 31% 11% 11% 24% 13% 27% 10% 19% 30% 26% 27% 14% 16% 10% 13% 18% 10% 11% 14% 33% 11% 33% 13% 11% 13% 9% 11% GMAB Guaranteed Minimum Accumulation Benefit MorningstarAdvisor.com 75 http://MorningstarAdvisor.com

Table of Contents Feed for the Digital Edition of Morningstar Advisor - Summer 2007

Morningstar Advisor - Summer 2007 Contents Letter from the Publisher Get to Know the Bond “All-Stars” Research Briefs Our Stewardship Test Gets Tougher Save It for Later Too Many Oranges Best of Both Worlds No Two Clients Are Alike When It Comes to VAs, It’s Seller Beware Hands On: Finding the Suitable Fund Share Class for Your Client Fund Style Can Drift Off Course Sticking to Their Style, Through Thick and Thin Marathon Man Growth, With a Chaser A Menu of Ideas to Fill Five Market Baskets Funds: Finding Funds with Conviction Stocks: So You Say You Want Income? All Eyes on China Mutual Fund Analyst Picks Undervalued Stocks Most Popular Variable Annuities What’s New at Morningstar and on the Web The Advisor’s Economic Moat

Morningstar Advisor - Summer 2007

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