Morningstar Advisor - August/September 2013 - (Page 32d)

Why so many advisors are attracted to Monument Advisor. Exclusive product benefi ts  Nearly 400 Investment Options  No Surrender Fees 6  No Commissions  More than 70 Alternatives to choose from  20+ Asset Allocation and Tactically Managed Models Innovative tools that make life easier  Tax Deferral Calculator  Annuity Comparison Calculator  Concierge Service  Online Application Wizard  Mass and Model Transaction capabilities Learn more about Monument Advisor: Call 1.866.667.0564. Or visit jeffnat.com/taxadvantaged 1 Deposits in excess of $10 million are subject to company approval. 2 Jefferson National’s Monument Advisor has a $20 monthly fl at insurance fee. Additional fees ranging from $19.99-$49.99 will be assessed for investors wishing to purchase shares of ultra low-cost funds. See the prospectus for details. 3 Please review your client’s current policy and prospectus for surrender charges and/or loss of benefi ts. 4 Annual savings based on an industry average M&E of 1.35% (according to Morningstar® 12/12), Monument Advisor’s fl at annual insurance fee of $240, and an average contract value of $200,000 (as of 12/12). 5 The average VA has a 1.35% M&E cost, according to Morningstar. 12/12. before age 59½. 6 The IRS may charge a 10% tax penalty on any withdrawal made 7 Total client savings derived from annual average Monument Advisor contract size multiplied by Morningstar average M&E of 1.35%, minus the $240 fl at-insurance fee of Monument Advisor, and then multiplied by number of policies in force. Data spans May, 2005 through March, 2013. Variable annuities are subject to market fl uctuation and risk. Principal value and investment returns will fl uctuate and you may have a gain or loss when money is withdrawn. accumulations are subject to ordinary income tax. Withdrawals made prior to age 59 1⁄2 may incur a 10% IRS tax penalty. JNL201307-A085 Variable annuities are long-term investments to help you meet retirement and other long-range goals. Withdrawals of tax-deferred Monument Advisor is issued by Jefferson National Life Insurance Company (Dallas, TX) and distributed by Jeff erson National Securities Corporation, FINRA member. Policy series JNL-2300-1, JNL-2300-2, JNL-2300-3 FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC USE. A continuing history of accomplishment  Saved investors over $42M in fees since 2006 7  Barron’s Top Pick for VAs with Alternatives  2010 Financial Services Company of the Year  Won over 35 industry awards in 3 years http://www.jeffnat.com http://www.jeffnat.com/taxadvantaged

Table of Contents for the Digital Edition of Morningstar Advisor - August/September 2013

Morningstar Advisor - August/September 2013
Contents
Contributors
Letter From the Editor
Under Pressure
Has Your View of Bonds Recently Changed?
The Simple Life Cuts a Path to Prosperity
How Extended Is Your Bond Fund?
A Bond Contrarian Scours the Globe for Value
Investments á la Carte
Investment Briefs
Bond Market Behemoths
Shopping in the Digital Age
Shopping in the Digital Age
Diverse Crowd
Motor City Meltdown
Bond Convergence
Corporates Are Fairly Valued, but Opportunities Will Arise
A Legend Still Pines for the Good Fight
Greener Pastures
Forecasting Market Bubbles and Crashes
Forecasting Market Bubbles and Crashes
Home-Court Advantage
Overcoming Technophobia
These Funds Are Counting on Undervalued Sectors
Our Favorite Mutual Funds
50 Most-Popular Equity ETFs
Undervalued Stocks With Wide Moats
What Price Advice?

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