Morningstar Advisor - October/November 2013 - (Page 32d)

Why so many advisors are attracted to Monument Advisor. Exclusive product benefi ts  Nearly 400 Investment Options  No Surrender Fees 6  No Commissions  More than 70 Alternatives to choose from  20+ Asset Allocation and Tactically Managed Models Innovative tools that make life easier  Tax Deferral Calculator  Annuity Comparison Calculator  Concierge Service  Online Application Wizard  Mass and Model Transaction capabilities Learn more about Monument Advisor: Call 1.866.667.0564. Or visit jeffnat.com/taxadvantaged 1 Deposits in excess of $10 million are subject to company approval. 2 Jefferson National’s Monument Advisor has a $20 monthly fl at insurance fee. Additional fees ranging from $19.99-$49.99 will be assessed for investors wishing to purchase shares of ultra low-cost funds. See the prospectus for details. 3 Please review your client’s current policy and prospectus for surrender charges and/or loss of benefi ts. 4 Annual savings based on an industry average M&E of 1.35% (according to Morningstar® 12/12), Monument Advisor’s fl at annual insurance fee of $240, and an average contract value of $200,000 (as of 12/12). 5 The average VA has a 1.35% M&E cost, according to Morningstar. 12/12. before age 59½. 6 The IRS may charge a 10% tax penalty on any withdrawal made 7 Total client savings derived from annual average Monument Advisor contract size multiplied by Morningstar average M&E of 1.35%, minus the $240 fl at-insurance fee of Monument Advisor, and then multiplied by number of policies in force. Data spans May, 2005 through March, 2013. Variable annuities are subject to market fl uctuation and risk. Principal value and investment returns will fl uctuate and you may have a gain or loss when money is withdrawn. accumulations are subject to ordinary income tax. Withdrawals made prior to age 59 1⁄2 may incur a 10% IRS tax penalty. JNL201307-A085 Variable annuities are long-term investments to help you meet retirement and other long-range goals. Withdrawals of tax-deferred Monument Advisor is issued by Jefferson National Life Insurance Company (Dallas, TX) and distributed by Jeff erson National Securities Corporation, FINRA member. Policy series JNL-2300-1, JNL-2300-2, JNL-2300-3 FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC USE. A continuing history of accomplishment  Saved investors over $42M in fees since 2006 7  Barron’s Top Pick for VAs with Alternatives  2010 Financial Services Company of the Year  Won over 35 industry awards in 3 years http://www.jeffnat.com/taxadvantaged http://www.jeffnat.com/taxadvantaged

Table of Contents for the Digital Edition of Morningstar Advisor - October/November 2013

Morningstar Advisor - October/November 2013
Contents
Contributors
Letter From the Editor
How to Make Social Media Work for You
Do Mutual Funds Still Have a Role?
More Personal Than Finance
How to Handle Your TIPS Positions
A Real Estate Veteran Starts From Scratch
Investments á la Carte
Investment Briefs
When to Say No
Take a Guarded Approach to Homebuilders
Fund Distribution Has Been Turned on Its Head. Now What?
Winning the Distribution Battle
Active ETFs Wait for Their Heyday
A Fund Firm Defies Indexing Trend
Piloting New Channels
A Good Fit
The Predictive Power of Fair Value Estimates
Does Being Prudent Pay Off?
Utilizing Utilities’ Total Return
Stuck in the Middle Is Not a Bad Place to Be
Our Favorite Mutual Funds
50 Most-Popular Equity ETFs
Undervalued Stocks With Wide Moats
The Good Guys Win

Morningstar Advisor - October/November 2013