Georgia County Government - May/June 2012 - (Page 33)
Georgia United Credit Union Now Welcomes County Employees
By Kim T. Wall
eorgia United Credit Union membership is now open to all Georgia county employees thanks to a new preferred partnership with the Association County Commissioners of Georgia (ACCG). Georgia United Credit Union was selected as ACCG’s preferred provider due to its extensive branch network, competitive array of value-priced financial services, convenient electronic and phone services and $10 incentive once the account is open. Members may open an initial account at any Georgia United Credit Union branch, over the phone or online at: www.georgiaunitedcu.org. Remember to mention member group #340 to qualify as an ACCG affiliate.
more than 50 years of experience in serving school systems and state agency employees. This membership provides access to a wide range of financial services including checking, savings, credit cards, automobile and home loans, and much more.
Are credit union accounts federally insured? What is a credit union?
A credit union is a not-for-profit, member-owned financial cooperative that offers financial services to those who qualify for membership. Because of this unique status, a credit union is able to return higher dividends on savings and offer very competitive, low interest rates on loans. the state with 115,000 member owners, over $900 million in assets and 11 percent in capital reserves. Georgia United Credit Union serves all state agency employees, Georgia colleges and universities, Georgia technical education colleges, 11 county school systems and more than 500 selected employers including hospitals, local county governments and businesses. Additional information is readily available at: www.georgiaunitedcu.org. Yes. Funds are insured up to $250,000 per account by the National Credit Union Share Insurance Fund (NCUSIF), which is administrated by the National Credit Union Administration (NCUA). Funds will remain safe and secure.
What products and services are available through Georgia United Credit Union?
Georgia United Credit Union members have access to the following benefits: • Free checking with identity theft protection • Visa credit cards with no annual fee • Car loans with rates as low as 1.99 percent APR (based on term, credit worthiness) • Full-service mortgage products (first mortgages, second mortgages, lines of credit) • Mobile banking • Money market accounts • Certificates of deposit • Full-service e-branch call center with extended hours • Special savings clubs for children, youth and college students GEORGIA UNITED CREDIT UNION continued on page 34
MAY/JUNE 2012 www.accg.org
Who is Georgia United Credit Union?
The Georgia United Credit Union was originally chartered in 1958 to serve school teachers as the DeKalb County Teachers Federal Credit Union. In 1983, its name was changed to the Georgia Federal Credit Union in order to expand service to other school systems and select companies. In 2011, the Georgia Federal Credit Union and the State Employees Credit Union merged to form Georgia United Credit Union, amassing an impressive array of competitively priced financial services that are available electronically, over the phone and through a 4,400 Branch Credit Union Service Center Network and 16 Georgia United Credit Union physical branch locations. Georgia United Credit Union is one of the largest and strongest credit unions in
Do all county employees qualify to use the services of Georgia United Credit Union?
All county commissioners and county employees, as well as immediate family members, are eligible to join Georgia United Credit Union as a benefit of the county’s membership in ACCG.
How do I open a new membership savings account?
Eligible people may join Georgia United Credit Union at any time by simply opening a share savings account with a deposit of $10 or more. There is a one-time $5 membership charge and a $5 minimum savings balance to activate the account. Members also will receive a
Table of Contents for the Digital Edition of Georgia County Government - May/June 2012
An Inside Look at Criminal Justice Reform
Taylor County: Strongly Rooted in an Agricultural Economy with Expectations for Growth
ACCG Annual Meeting Highlights
How Counties Can Stay on Top with an Uncertainty in Federal Funding
A More Level Playing Field for the 2012 LOST Renegotiations
Counties & the Law: Road Acquisition and Abandonment
Preferred Partner News: Georgia United Credit Union Now Welcomes County Employees
Preferred Partner News: How M2M Technology is Poising Local Government for Growth
News & Notes
Index of Advertisers
Georgia County Government - May/June 2012