The Communicator - Volume 1, Issue 1 - (Page 4) Don Melching, President, Lordon Management Co. The bank of HOAs brings more than 10 years of on-the-job association expertise reduces process time through industry-leading lockbox services offers the real-time convenience of online access to your accounts provides the security of CoveragePlus SM deposit insurance over FDIC limits is the bank more West Coast HOAs call home. Invest in you ® Homeowners Association Banking Services Northern California/Central Valley - Nikki Affinito, (800) 660-4053 Industry Manager - Mark Reider, (800) 846-5821 Customer Service Manager - Cindy De Kruyf, (800) 849-6466 CoveragePlus deposit insurance is not connected with or guaranteed by the FDIC. CoveragePlus protects against the risk of bank insolvency and no other risk. SM SM Visit us at HOAbankers.com ©2008 Union Bank of California, N.A. Member FDIC
Table of Contents Feed for the Digital Edition of The Communicator - Volume 1, Issue 1 The Communicator - Volume 1, Issue 1 Contents President’s Message Capitol Recap Complying with California’s Reserve Study and Disclosure Laws The Devil Is in the Details Ask the Experts – Deferred Maintenance HOA Banking, Then and Now 2008 Events & Education Calendar Welcome to CAI BayCen Index to Advertisers The Communicator - Volume 1, Issue 1 The Communicator - Volume 1, Issue 1 - The Communicator - Volume 1, Issue 1 (Page Cover1) The Communicator - Volume 1, Issue 1 - The Communicator - Volume 1, Issue 1 (Page Cover2) The Communicator - Volume 1, Issue 1 - The Communicator - Volume 1, Issue 1 (Page 3) The Communicator - Volume 1, Issue 1 - The Communicator - Volume 1, Issue 1 (Page 4) The Communicator - Volume 1, Issue 1 - Contents (Page 5) The Communicator - Volume 1, Issue 1 - Contents (Page 6) The Communicator - Volume 1, Issue 1 - President’s Message (Page 7) The Communicator - Volume 1, Issue 1 - Capitol Recap (Page 8) The Communicator - Volume 1, Issue 1 - Capitol Recap (Page 9) The Communicator - Volume 1, Issue 1 - Complying with California’s Reserve Study and Disclosure Laws (Page 10) The Communicator - Volume 1, Issue 1 - Complying with California’s Reserve Study and Disclosure Laws (Page 11) The Communicator - Volume 1, Issue 1 - The Devil Is in the Details (Page 12) The Communicator - Volume 1, Issue 1 - The Devil Is in the Details (Page 13) The Communicator - Volume 1, Issue 1 - The Devil Is in the Details (Page 14) The Communicator - Volume 1, Issue 1 - The Devil Is in the Details (Page 15) The Communicator - Volume 1, Issue 1 - Ask the Experts – Deferred Maintenance (Page 16) The Communicator - Volume 1, Issue 1 - Ask the Experts – Deferred Maintenance (Page 17) The Communicator - Volume 1, Issue 1 - HOA Banking, Then and Now (Page 18) The Communicator - Volume 1, Issue 1 - 2008 Events & Education Calendar (Page 19) The Communicator - Volume 1, Issue 1 - Welcome to CAI BayCen (Page 20) The Communicator - Volume 1, Issue 1 - Welcome to CAI BayCen (Page 21) The Communicator - Volume 1, Issue 1 - Index to Advertisers (Page 22) The Communicator - Volume 1, Issue 1 - Index to Advertisers (Page Cover3) The Communicator - Volume 1, Issue 1 - Index to Advertisers (Page Cover4)
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