The Communicator - Volume 2, Issue 1 - (Page 5) COMMUNITY ASSOCIATIONS INSTITUTE BAY AREA/CENTRAL CALIFORNIA CHAPTER the 2009 CAI Bay Area/Central California Chapter 2009 BOARD OF DIRECTORS Nikki Affinito, PCAM President Union Bank of California nikki.affinito@uboc.com Ric Perez, CCAM Past President Massingham & Associates Management, Inc. ricp@massingham.com Kevin Mallett, Esq. President-Elect Russell & Mallett, LLP kevin@russell-mallett.com Steve Callaway Vice President West Callaway Stotka, Inc. stevec@westcallaway.com Stacie Donnelly, PCAM, CCAM Treasurer Condominium Financial Management stacied@condofinancial.com Gary Satterfield Secretary Homeowner Association Accounting Service gary@hoa-accounting.com DIRECTORS Gene Bicksler, CMCA, CCAM Bicksler and Associates genebicksler@prodigy.net Rolf Crocker, AMS, CCAM Associa, Inc. rcrocker@associaonline.com John Gill, Esq. Hughes Gill Cochrane, PC jgill@hughes-gill.com Brenda L. Hendricks, AMS, CMCA American Management Services, Inc. brenda@amspcam.com Caroline McCormick, CCAM, CMCA Association Communications Inc. caroline@acihoa.com Kelvin Nanney, CMP Chapter Executive Director kelvinn@meetingpossibilities.com The Communicator is published for: Community Associations Institute Bay Area/Central California Chapter 2440 Camino Ramon, Suite 273 San Ramon, CA 94583 Ph: (925) 355-1980 kelvinn@meetingpossibilities.com www.caibaycen.com EDITOR Rolf Crocker, AMS, CCAM Associa rcrocker@associaonline.com Published by: Naylor, LLC 5950 NW 1st Place, Gainesville, FL 32607 Tel: (800) 369-6220 or (352) 332-1252 Fax: (352) 331-3525 12600 Deerfield Parkway, Suite 350 Alpharetta, GA 30004-6130 Tel: (800) 796-2638 Fax: (770) 810-6995 www.naylor.com Publisher: Mark Migliore Book Leader: LaTisha Solomon Project Manager: Yoruba Haney Editor: Jeanie J. Clapp Marketing Associate: Lauren Williams Advertising Representatives: David Evans, Sarah Lyons Layout and Pagination: Naylor, LLC Advertising Art: Gregg Paris PUBLISHED DECEMBER 2008/CAI-Q0109/8173 © 2008 Naylor, LLC. All rights reserved. The contents of this publication may not be reproduced by any means, in whole or in part, without the prior written consent of the publisher. communicator Volume 2 • Issue 1 Winter 2009 what’s inside 7 8 President’s Message Does Your Insurance Agent Know Something You Don’t? A checklist for management companies and boards of directors for purchasing required insurance coverage. 8 11 14 19 22 23 24 26 Lien Stripping and Chapter 13 Bankruptcies The effects on homeowner associations Mortgage Crisis Impacts Directors How to stay afloat financially while property values sink Legislative Bill Status Report Oct. 10, 2008 Session Wrap-Up Annual Holiday Awards Banquet & Casino Night 2009 Events & Educational Calendar New Members Index to Advertisers The Communicator • 5 http://www.caibaycen.com http://www.naylor.com
Table of Contents Feed for the Digital Edition of The Communicator - Volume 2, Issue 1 The Communicator - Volume 2, Issue 1 Contents President’s Message Does Your Insurance Agent Know Something You Don’t? Lien Stripping and Chapter 13 Bankruptcies Mortgage Crisis Impacts Directors Legislative Bill Status Report Annual Holiday Awards Banquet & Casino Night 2009 Events & Educational Calendar New Members Index to Advertisers The Communicator - Volume 2, Issue 1 The Communicator - Volume 2, Issue 1 - The Communicator - Volume 2, Issue 1 (Page Cover1) The Communicator - Volume 2, Issue 1 - The Communicator - Volume 2, Issue 1 (Page Cover2) The Communicator - Volume 2, Issue 1 - The Communicator - Volume 2, Issue 1 (Page 3) The Communicator - Volume 2, Issue 1 - The Communicator - Volume 2, Issue 1 (Page 4) The Communicator - Volume 2, Issue 1 - Contents (Page 5) The Communicator - Volume 2, Issue 1 - Contents (Page 6) The Communicator - Volume 2, Issue 1 - President’s Message (Page 7) The Communicator - Volume 2, Issue 1 - Does Your Insurance Agent Know Something You Don’t? (Page 8) The Communicator - Volume 2, Issue 1 - Does Your Insurance Agent Know Something You Don’t? (Page 9) The Communicator - Volume 2, Issue 1 - Does Your Insurance Agent Know Something You Don’t? (Page 10) The Communicator - Volume 2, Issue 1 - Lien Stripping and Chapter 13 Bankruptcies (Page 11) The Communicator - Volume 2, Issue 1 - Lien Stripping and Chapter 13 Bankruptcies (Page 12) The Communicator - Volume 2, Issue 1 - Lien Stripping and Chapter 13 Bankruptcies (Page 13) The Communicator - Volume 2, Issue 1 - Mortgage Crisis Impacts Directors (Page 14) The Communicator - Volume 2, Issue 1 - Mortgage Crisis Impacts Directors (Page 15) The Communicator - Volume 2, Issue 1 - Mortgage Crisis Impacts Directors (Page 16) The Communicator - Volume 2, Issue 1 - Mortgage Crisis Impacts Directors (Page 17) The Communicator - Volume 2, Issue 1 - Mortgage Crisis Impacts Directors (Page 18) The Communicator - Volume 2, Issue 1 - Legislative Bill Status Report (Page 19) The Communicator - Volume 2, Issue 1 - Legislative Bill Status Report (Page 20) The Communicator - Volume 2, Issue 1 - Legislative Bill Status Report (Page 21) The Communicator - Volume 2, Issue 1 - Annual Holiday Awards Banquet & Casino Night (Page 22) The Communicator - Volume 2, Issue 1 - 2009 Events & Educational Calendar (Page 23) The Communicator - Volume 2, Issue 1 - New Members (Page 24) The Communicator - Volume 2, Issue 1 - New Members (Page 25) The Communicator - Volume 2, Issue 1 - Index to Advertisers (Page 26) The Communicator - Volume 2, Issue 1 - Index to Advertisers (Page Cover3) The Communicator - Volume 2, Issue 1 - Index to Advertisers (Page Cover4)
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