Petrogram - Summer 2011 - (Page 28)
A Reality of the Electronic Age:
very day, businesses collect and store personal information about customers and employees, such as credit card data, driver’s license numbers, or Social Security numbers. Data compromise – the theft, loss or mistaken release of private information – is an increasing public concern. Brad Humphries, Stories about data breaches and idenFederated tity theft make the news daily, and it’s not Insurance just a “big business” problem. If you suﬀer a data breach, it can aﬀect client relationships, your reputation, productivity and employee morale. To meet the changing needs of our clients, Federated has developed new data compromise coverage.1 Our coverage includes two main components: 1. Response Expenses • Assistance in preparing notiﬁcation obligations, including legal counsel, forensic IT review and mailing costs.
• Services to eﬀected individuals, such as: Informational materials, toll-free help line, credit reports and credit monitoring and identity restoration case management for identity-theft victims. 2. Defense & Liability Expenses • Costs to defend and settle suits brought by aﬀected individuals. • With data compromise coverage, if personal data in your safekeeping is breached, Federated can help you respond with the speed and care your customers expect, and comply with your state’s legal obligations to promptly notify individuals aﬀected by the breach. ❍
Coverage not available in all states. Policy terms will control.
This publication is intended to provide general recommendations regarding risk prevention. It is not intended to include all steps or processes necessary to adequately protect you, your business, or your customers. You should always consult your personal attorney and insurance advisor for advice unique to you and your business. © 2010 Federated Mutual Insurance Company. All rights reserved.
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28 | View past issues of Petrogram online at www.fpma.org/publications_petrogram-magazine.cfm
Table of Contents for the Digital Edition of Petrogram - Summer 2011
Petrogram - Summer 2011
2011 Sunshine Food & Fuel Expo: Dawn of New Opportunities
Take Action: Be Involved and Be Impactful
FPMA’s Legislative Conference
FPMA Featured Advertiser Marketplace
Out and About the Industry
Florida Lottery Launches New Monopoly™ Scratch-Off Games in July
Taxes, Credits & Penalties
Bearing the Burden
BP-Branded Marketers Continue to “Fuel” Th eir Florida Communities
Index of Advertisers/Advertiser.com
Petrogram - Summer 2011