Petrogram - Winter 2011 - (Page 11)
Fire Little Things Mean a Lot Prevention The
Each year in the U.S., 70,000– 80,000 workplaces experience a serious fire.
Maine Municipal Association Risk Management Services
Brad Humphries Federated Insurance
he best way to fight fires is to prevent them from happening. Here are several things you can do at your company to lessen the chances of a fire: • Place fire extinguishers throughout the operations—and make sure everyone knows how to use them. • Consult a fire authority or fire protection dealer concerning specific needs. • Install smoke detectors throughout the business.
Consider what could cause a fire to start and eliminate it Good housekeeping is one of the most important parts of fire prevention. The more your operation is clean, neat and organized, the less fire hazard you have. This applies especially to closets, janitorial rooms and other equipment areas. Inspect your workplace for fire hazards. Check the electrical system, all appliances, equipment, fuel storage, the heating system, stoves and portable heaters. Make needed repairs without delay. Remove fire hazards such as trash, clutter, stacks of newspapers and other unneeded combustible materials. Store flammable liquids properly Follow directions on containers or labels of flammable products. Store them in their original containers. Only store fuel in approved, labeled safety containers. Don’t leave paint cans, thinners or solvents around your work area; use them and then return them to a safe storage area. Flammables and combustibles should be kept in safety containers and properly stored when not in use. Control oily shop rags Be sure to put soiled rags into safety waste cans. Safety containers should be UL-approved or approved by another nationally known safety organization. You can create spontaneous combustion by leaving greasy rags sitting in a corner or stored in a container other than a metal can with a metal lid.
Enforce smoking policy A conservative estimate would be that a minimum of 5,000 commercial or industrial fires are caused by smoking in areas where this activity is inherently unsafe, or by improper disposal of cigarette butts or ashes. A company policy on smoking should be developed and discussed with all new employees as part of their workplace orientation. This should include instructions on when and where this activity is, and is not, permitted. “No Smoking” signs should also be posted as a reminder in hazardous areas including where: • Flammable or combustible gases and liquids are stored or transferred from one container to another; • Merchandise is displayed (retail stores); • Parts are unpacked or packaged for shipping, or other areas where paper, cardboard, plastic packing materials, or other easily ignited combustibles are or may be stored; • Paint mixing or spray painting is performed; • Flammable or combustible liquids are heated to temperatures above their flash point; • Organic peroxides are stored or transferred from one container to another; • Cylinders of oxygen are stored; and • Lumber or other combustible building materials are stored. Smoking should also be prohibited in any other type of area. that is classified as a Class I, II or III hazardous location in NFPA 70®, National Electric Code®, or in other NFPA pamphlets. Following these measures can help prevent your company from becoming another fire statistic. Your local Federated representative would be happy to visit with you about this. Go to our website at www.federatedinsurance.com for information on all of Federated’s valueadded programs. ❍
This article is intended to provide general information and recommendations regarding risk prevention. It is not intended to include all steps or processes necessary to adequately protect you, your business, or your customers. The recommendations in this article may help reduce the risk of loss but is not a guaranteed. Information provided herein is accurate as of October 2011 and is subject to change. The risk management practices described above are for illustration purposes only and should not be considered legal or general safety advice. You should always consult a qualified advisor for advice unique to you and your business. ©2011 Federated Mutual Insurance Company. All rights reserved. Petrogram
Table of Contents for the Digital Edition of Petrogram - Winter 2011
FPMA Salutes Its Patron Members
Insurance Issues: Fire Prevention
Advertisers’ Centerspead Marketplace
Regulatory and Legislative Update and Trends
Enviro Corner: Strategic Planning
Remember that Old Out-of-Date Word: Eligibility?
Out & About the Industry
Work Smart, Win Big on Property Taxes
Barrister’s Counsel 2012 – The Redistricting Session:
Index of Advertisers/Advertiser.com
Petrogram - Winter 2011