Western Independent Banker - May/June 2008 - (Page 33) 2008-2009 WIBSCO Board of Directors Announced • Conduct risk migration analysis: identify changes in your portfolio’s risk profi le as well as early warning signs of emerging weaknesses. • Generate critical reports and loan documentation. • Target CRE concentrations and develop watch lists to highlight those that breach credit policy. • Assesses a borrower’s/property’s sensitivity to macro economic and project-specific changes (variations in vacancy and rental rates, interest rates, and inf lation rates). • Determine underwriting standards and the ability to monitor portfolio metrics. WIB Members receive pricing and implementation discounts. For more information, contact Judy Slimm at jslimm@inmatrixinc.com or (415) 362-7900. Michael Perry Chairman President/CEO San Diego Trust Bank San Diego Doug Stanger Treasurer EVP & CFO Barnes Banking Company Kaysville, UT Cheryl Bishop President/CEO Skagit State Bank Burlington, WA Robert Fenstermacher Chairman, President & CEO LibertyBank Eugene, OR Corey Johnson President & CEO Silver State Bank Henderson, NV Jeff Jones EVP & COO Bank of Idaho Idaho Falls, ID Arlene Kulzer President Arrowhead Community Bank Glendale, AZ Bryan Luke Senior Vice President Hawaii National Bank Honolulu Mark Lund President & CEO Community First Bank Roseville, CA Nancy Sheppard President & CEO Western Independent Bankers San Francisco David Taber President, CEO & Director American River Bankshares Rancho Cordova, CA Jesse Tam President & CEO Regal Financial Bank Seattle Tom Vessey President and CEO 1st Centennial Bank Redlands, CA Louise Walker EVP & CFO First Northern Bank Dixon, CA Anne K. Scully WIB Service Corporation President San Francisco Western Independent Banker May/June 2008 33 http://www.wib.org
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