Western Independent Banker - July/August 2008 - (Page 34) advertiser.com Amalfi Consulting, LLC www.amalficonsulting.com 13 AuditOne, LLC www.audit-one.com 31 BancInsure, Inc. www.bancinsure.com 14 BancVue, Ltd. www.BancVue.com 3 Belrad www.belrad.com 25 BMA Management Support Corporation www.bmacorp.com 30 ClickRSVP www.clickrsvp.com 32 Compensation Risk Managers, LLC www.trustcrm.com 27 Data Center Inc. (DCI) www.datacenterinc.com 23 Fifth Third Bank Processing Solutions www.53.com 6 First ROI www.firstroi.com inside back cover Hamilton Pacific, LP www.hamiltonpacific.com 30 Independent Bankers Insurance Services www.ibisinsurance.com 28 iStream Imaging www.istreamimaging.com 33 John M. Floyd & Associates www.jmfa.com 7 MoneyPass www.moneypass.com 5 Morgan Keegan & Company, Inc. www.MorganKeegan.com/ficm 19 Nationwide Real Estate Tax and Compliance Service www.nationwidecompliance.com 27 Pinnacle Financial Strategies www.pinnstrat.com 21, 28 Profitability of Hawaii, Inc. www.poh.com 31 PULSE EFT Association, Inc. www.pulse-eft.com inside front cover Sierra Group www.callsierra.com 9 Silverton Bank www.silvertonbank.com 17 Travelers www.travelers.com 11 UCC Direct Services www.uccdirect.com 15 Zurich North America Financial Enterprises www.zurichna.com outside back cover Welcome New Members New Bank Members Intermountain Community Bank Sandpoint, Idaho Magic Valley Bank Twin Falls, Idaho Panhandle State Bank Sandpoint, Idaho Ventana National Bank In Org. San Diego New Associate Members ADP San Francisco www.majoraccounts.adp.com Ad Valorem Solutions LLC San Francisco www.advaloremsolutions.net Belrad Group LLC San Francisco www.belrad.com ECL Software Huntington Beach, Calif. www.eclsoftware.com Everton Partners Philadelphia www.evertonpartners.com Harland Financial Solutions Lake Mary, Fla. www.harlandfinancialsolutions.com JDJ Associates San Francisco www.jonjoseph.com Sovereign Investment Company San Francisco www.sovereigninvestment.com United Bankers’ Bank Bloomington, Minn. www.ubb.com Index to Advertisers ATM PROCESSORS Fifth Third Bank Processing Solutions 6 ATMs MoneyPass 5 AUDIT SERVICES AuditOne, LLC 31 BANK CARDS Fifth Third Bank Processing Solutions 6 BANK TECHNOLOGY Data Center Inc. (DCI) 23 BANKS/FINANCING BMA Management Support Corporation 30 Silverton Bank 17 COMPENSATION CONSULTING Amalfi Consulting, LLC 13 CONSULTANTS Pinnacle Financial Strategies 21, 28 CONSULTING SERVICES AuditOne, LLC 31 DIRECTORS COMPENSATION & GOVERNANCE Amalfi Consulting, LLC 13 E-MARKETING ClickRSVP 32 First ROI inside back cover FACILITIES Sierra Group 9 FINANCIAL SERVICES PULSE EFT Association, Inc. inside front cover INSURANCE BancInsure, Inc. 14 Independent Bankers Insurance Services 28 Travelers 11 34 INSURANCE & RISK MANAGEMENT Nationwide Real Estate Tax and Compliance Service 27 INVESTMENT BANKING SERVICES Zurich North America Financial Enterprises outside back cover INVESTMENT PROGRAMS Morgan Keegan & Company, Inc. 19 LOAN REVIEW SERVICES AuditOne, LLC 31 MANAGEMENT CONSULTING UCC Direct Services 15 OVERDRAFT PRIVILEGE SERVICES John M. Floyd & Associates 7 REMOTE DATA CAPTURE iStream Imaging 33 Profi tability of Hawaii, Inc. 31 REWARD CHECKING BancVue, Ltd. 3 RISK MANAGEMENT AuditOne, LLC 31 Compensation Risk Managers, LLC 27 SECURITY Hamilton Pacific, LP 30 Sierra Group 9 TECHNOLOGY SERVICES Profi tability of Hawaii, Inc. 31 WEB SITE DESIGN & DEVELOPMENT First ROI inside back cover WORKOUT SPECIALISTS Belrad 25 www.wib.org Western Independent Banker http://advertiser.com http://www.amalficonsulting.com http://www.audit-one.com http://www.bancinsure.com http://www.BancVue.com http://www.belrad.com http://www.bmacorp.com http://www.clickrsvp.com http://www.trustcrm.com http://www.datacenterinc.com http://www.53.com http://www.firstroi.com http://www.hamiltonpacific.com http://www.ibisinsurance.com http://www.istreamimaging.com http://www.jmfa.com http://www.moneypass.com http://www.MorganKeegan.com/ficm http://www.nationwidecompliance.com http://www.pinnstrat.com http://www.poh.com http://www.pulse-eft.com http://www.callsierra.com http://www.silvertonbank.com http://www.travelers.com http://www.uccdirect.com http://www.zurichna.com http://www.majoraccounts.adp.com http://www.advaloremsolutions.net http://www.belrad.com http://www.eclsoftware.com http://www.evertonpartners.com http://www.harlandfinancialsolutions.com http://www.jonjoseph.com http://www.sovereigninvestment.com http://www.ubb.com http://www.wib.org
Table of Contents Feed for the Digital Edition of Western Independent Banker - July/August 2008 Western Independent Banker - July/August 2008 Contents A Message from the President & CEO Getting Creative and Competitive with Leaders' Incentive Compensation Financial Covenants - What Good Are They Really? Homes Within Reach Revisiting Credit Quality and Risk Management Loan Yield Shock Wave - What Can You Do? What Lending Crisis? - Community Banks Flex with Lending Strength How to Fine-Tune ALLL During Uncertain Times Productivity, Technology and Export Growth Trump Housing's Fall in the Long Run - The Economy According to Brian Wesbury Distressed Real Estate Loans and Their Property Tax "Kicker" WIB Calendar Welcome New Members Index to Advertisers advertiser.com Western Independent Banker - July/August 2008 Western Independent Banker - July/August 2008 - Western Independent Banker - July/August 2008 (Page Cover1) Western Independent Banker - July/August 2008 - Western Independent Banker - July/August 2008 (Page Cover2) Western Independent Banker - July/August 2008 - Western Independent Banker - July/August 2008 (Page 3) Western Independent Banker - July/August 2008 - Contents (Page 4) Western Independent Banker - July/August 2008 - Contents (Page 5) Western Independent Banker - July/August 2008 - Contents (Page 6) Western Independent Banker - July/August 2008 - Contents (Page 7) Western Independent Banker - July/August 2008 - A Message from the President & CEO (Page 8) Western Independent Banker - July/August 2008 - A Message from the President & CEO (Page 9) Western Independent Banker - July/August 2008 - Getting Creative and Competitive with Leaders' Incentive Compensation (Page 10) Western Independent Banker - July/August 2008 - Getting Creative and Competitive with Leaders' Incentive Compensation (Page 11) Western Independent Banker - July/August 2008 - Financial Covenants - What Good Are They Really? (Page 12) Western Independent Banker - July/August 2008 - Financial Covenants - What Good Are They Really? (Page 13) Western Independent Banker - July/August 2008 - Homes Within Reach (Page 14) Western Independent Banker - July/August 2008 - Homes Within Reach (Page 15) Western Independent Banker - July/August 2008 - Revisiting Credit Quality and Risk Management (Page 16) Western Independent Banker - July/August 2008 - Revisiting Credit Quality and Risk Management (Page 17) Western Independent Banker - July/August 2008 - Loan Yield Shock Wave - What Can You Do? (Page 18) Western Independent Banker - July/August 2008 - Loan Yield Shock Wave - What Can You Do? (Page 19) Western Independent Banker - July/August 2008 - What Lending Crisis? - Community Banks Flex with Lending Strength (Page 20) Western Independent Banker - July/August 2008 - What Lending Crisis? - Community Banks Flex with Lending Strength (Page 21) Western Independent Banker - July/August 2008 - How to Fine-Tune ALLL During Uncertain Times (Page 22) Western Independent Banker - July/August 2008 - How to Fine-Tune ALLL During Uncertain Times (Page 23) Western Independent Banker - July/August 2008 - Productivity, Technology and Export Growth Trump Housing's Fall in the Long Run - The Economy According to Brian Wesbury (Page 24) Western Independent Banker - July/August 2008 - Productivity, Technology and Export Growth Trump Housing's Fall in the Long Run - The Economy According to Brian Wesbury (Page 25) Western Independent Banker - July/August 2008 - Distressed Real Estate Loans and Their Property Tax "Kicker" (Page 26) Western Independent Banker - July/August 2008 - Distressed Real Estate Loans and Their Property Tax "Kicker" (Page 27) Western Independent Banker - July/August 2008 - Distressed Real Estate Loans and Their Property Tax "Kicker" (Page 28) Western Independent Banker - July/August 2008 - WIB Calendar (Page 29) Western Independent Banker - July/August 2008 - WIB Calendar (Page 30) Western Independent Banker - July/August 2008 - WIB Calendar (Page 31) Western Independent Banker - July/August 2008 - WIB Calendar (Page 32) Western Independent Banker - July/August 2008 - WIB Calendar (Page 33) Western Independent Banker - July/August 2008 - advertiser.com (Page 34) Western Independent Banker - July/August 2008 - advertiser.com (Page Cover3) Western Independent Banker - July/August 2008 - advertiser.com (Page Cover4)
For optimal viewing of this digital publication, please enable JavaScript and then refresh the page. If you would like to try to load the digital publication without using Flash Player detection, please click here.