Western Independent Banker - September/October 2008 - (Page 30)

After endorsement, we continually monitor and review our VIP partners to ensure ongoing compliance as well as continued user satisfaction. The frequency of our compliance review is based on the product’s risk-rating, i.e., more frequent reviews of critical risk-rated products. What’s In It For You? Right now, we are compiling, updating and reviewing information on all of our endorsed VIP Partners. Our goal is to be able to provide you with a full “vendor evaluation” package for each VIP. We believe our process will ultimately save you time and money. More importantly, we want it to give you a confidence level – and we believe it will – knowing that our endorsed VIP partners have already been reviewed and “passed muster.” BANCVUE and FIRST ROI Named as Endorsed VIP Partners WIB Service Corporation is pleased to announce that BancVue and FIRST ROI have been selected as WIB-Endorsed VIP Partners to provide reward checking and Internet e-marketing programs to WIB member banks. For more information, contact Anne Scully, WIB Service Corporation (anne@wib.org; 415.352.2323). A Better Way To Track Your Loan Portfolio Kesler Associates has been tracking collaterized loan portfolios since 1976. Our E-Traqsm monitoring system is flexible and can be tailored to meet the needs of any bank, from simple tracking to a comprehensive program of tracking, implementation of collection letter series and force placement of insurance. Our E-Traq system also draws on the latest technology for Internet, FTP and other electronic transfer of loan data and billing information as well as electronic reports. Monitoring collateralized loan portfolio is prudent not only because of the potential liability but also because of regulatory safety and soundness issues. KESLER ASSOCIATES OFFERS THESE INSURANCE PRODUCTS: • Flood Tracking and Certifications • Collateral Protection Insurance • Forced Order Real Estate Insurance • Credit Life / Disability Insurance • Mortgage Life/Disability Insurance • Debt Cancellation • Mortgage Accidental Death • Venders Single Interest Fred Kesler 800-542-7900 30 388854_Kesler.indd 1 fkesler@keslerbanking.com www.keslerbanking.com WIB-endorsed VIPs • ATM Network and Driving/ Debit Card Processing First Data Debit Services/ STAR Network • Bank Operations Profitability Consulting Profit Performance Group • Check Overdraft Privilege Pinnacle Financial Strategies • Check Printing Harland Clarke American Checks • Commercial Equipment Leasing BancLeasing • Competitive Market Intelligence Market Rates Insight • Credit Risk Management and Stress Testing Inmatrix • Insurance for Community Banks Independent Bankers Insurance Services • Insured Deposits/Funding for Community Banks The Reserve • Internet and Network Security Services SecureWorks • Loan Portfolio Tracking/Insurance for Lenders and Customers Kesler Associates • On- and Off-Balance Sheet Sweep Accounts The Reserve • Online E-Marketing First ROI • Reward Checking BancVue, Ltd. • Surcharge-free ATM Network MoneyPass • Workers’ Compensation Self-Insurance Group for California Banks WIBSIG www.wib.org 6/26/08 10:15:16 AM Western Independent Banker http://www.keslerbanking.com http://www.wib.org

Table of Contents Feed for the Digital Edition of Western Independent Banker - September/October 2008

Western Independent Banker - September/October 2008 Contents A Message from the President & CEO What To Do When Good Employees Go Bad! Remote Deposit Capture: What’s Your Target Market? Remote Deposit Capture: Lessons Learned Debit Decoupling: Part of Larger Merchant Funding Trend Debit at the Speed of Life: A Look at Debit Technologies on the Rise ID Theft Rule: Automating the Compliance Process Lose Paper and Gain Audit Trails Data Loss Prevention: A New Package on an Old Idea Securing Data in Transit Margin Management: Get in the Driver’s Seat Shopping for Cyber Insurance WIB Service Corporation Report WIB Calendar Welcome New Members Index to Advertisers advertiser.com

Western Independent Banker - September/October 2008

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