Western Independent Banker - November/December 2008 - (Page 36)

Have You Heard About Our NEW Products? Take shelter with professionals who have specialized in INSURING BANKS for over 30 years. We have taken new steps to insure your protection with three new products • Blanket Identity Theft Identity Reconstruction Protection for your customers. • Debit/Credit Card Fraud Insurance Defense against our fastest growing crime • Excess Deposit Insurance Attract more large deposits “Feel safe knowing that our professionals are looking out for you.” nkers Insurance Services • IBIS • Independent Bankers Insurance Services • IBIS • Independent Bankers Insurance Services • IBIS • Independent Banke Liquidity Management A Profitability-Enhancing Workshop inform. educate. connect. December 4, 2008 • San Francisco 2008 has clearly been challenging for the industry – falling interest rates have been particularly difficult on net interest margins as we struggle to reduce the cost of funding in line with asset yields. Our panel of experts will discuss how more aggressive use of liquidity concepts coupled with wholesale funding techniques has helped overcome margin squeeze, complying with FDIC guidance on Liquidity and Funds Management, and getting ahead of the curve on your Contingency Funding Plan. Intended Audience Our Liquidity Management Workshop is designed for CEOs and CFOs seeking ideas to enhance both liquidity and profitability as we head into 2009. • FDIC guidance on Liquidity and Funds Management • Contingency Funding Plans • Changes at the Federal Reserve Discount Window offering enhanced liquidity and contingency and planning • Brokered deposit and non-brokered deposit funding solutions For more information or to register, go to www.wib.org. 36 www.wib.org Western Independent Banker http://www.ibisinsurance.com http://www.wib.org http://www.wib.org

Table of Contents Feed for the Digital Edition of Western Independent Banker - November/December 2008

Western Independent Banker - November/December 2008 Contents A Message from the President & CEO A Practical Approach to Director Evaluations Director Assessment: New Standards for a High Performing Director The Best of the West: Traits of High Performing Banks Best Practices Checklist for the Audit Committee The Real Performance Metric: It Takes a Balance of Profitability and Growth to Be Successful The Role of the Board in a Credit Crisis A Bank Director's Obligation to Be Aware of Regulatory Change Benefits Tied to Performance Receive Higher Approval Rating by�Board Members Increasing Shareholder Value: Key Profitability Drivers Board Portals Streamline Efficiency for 21st Century WIB Service Corporation Report WIB Calendar Welcome New Members Index to Advertisers advertiser.com

Western Independent Banker - November/December 2008

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