Western Independent Banker - November/December 2008 - (Page 43)

opening presence earlier. According to Forrestor Research, acquiring new customers via the Internet costs $123/customer versus $328/customer via a brick and mortar branch. REALSite FIRST ROI also creates a standalone web site, a REALSite, which features each BancVue client’s REWARDChecking product. This interactive site enables consumers to learn about the account and apply for it online. A True Marketing Partner FIRST ROI goes well beyond providing top-tier, leading edge marketing content to become your bank’s marketing partner, devoted to your bank’s success. Why? Because their compensation depends almost entirely on your success! WIB members receive discounts on licensing, set-up, REALSite, REALBranch and fees. For more information, contact Greg Lander, BancVue (greg.lander@bancvue.com; 623-582-9194). WIB-endorsed VIPs • ATM Network and Driving/ Debit Card Processing First Data Debit Services/ STAR Network • Bank Operations Profitability Consulting Profit Performance Group • Check Overdraft Privilege Pinnacle Financial Strategies • Check Printing Harland Clarke American Checks • Commercial Equipment Leasing BancLeasing • Competitive Market Intelligence Market Rates Insight • Credit Risk Management and Stress Testing Inmatrix • Insurance for Community Banks Independent Bankers Insurance Services • Insured Deposits/ Funding for Community Banks The Reserve • Internet and Network Security Services SecureWorks • Loan Portfolio Tracking/ Insurance for Lenders and Customers Kesler Associates • On- and Off-Balance Sheet Sweep Accounts The Reserve • Online E-Marketing First ROI • Reward Checking BancVue, Ltd. • Surcharge-free ATM Network MoneyPass • Workers’ Compensation SelfInsurance Group for California Banks WIBSIG Western Independent Banker 358355_BMA.indd 1 November/December 2008 43 1/16/08 8:34:35 PM http://www.bmacorp.com

Table of Contents Feed for the Digital Edition of Western Independent Banker - November/December 2008

Western Independent Banker - November/December 2008 Contents A Message from the President & CEO A Practical Approach to Director Evaluations Director Assessment: New Standards for a High Performing Director The Best of the West: Traits of High Performing Banks Best Practices Checklist for the Audit Committee The Real Performance Metric: It Takes a Balance of Profitability and Growth to Be Successful The Role of the Board in a Credit Crisis A Bank Director's Obligation to Be Aware of Regulatory Change Benefits Tied to Performance Receive Higher Approval Rating by�Board Members Increasing Shareholder Value: Key Profitability Drivers Board Portals Streamline Efficiency for 21st Century WIB Service Corporation Report WIB Calendar Welcome New Members Index to Advertisers advertiser.com

Western Independent Banker - November/December 2008

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