NMP - October 2016 - 15

Live. More than 3,000 real estate professionals, Latino entrepreneurs and top housing executives will be in attendance at the convention. "The success our community is experiencing does not come at the hand of a single individual or organization but rather through a collective effort of many," said Joseph Nery, president of NAHREP. "Today, our organization is proud to recognize two individuals whose efforts have positively impacted the image and prosperity of Hispanic-Americans." The Ernest J. Reyes Award recognizes individuals from both the public and private sectors who have made exceptional contributions towards NAHREP's mission to advance sustainable Hispanic homeownership and who have improved the quality of life for Latinos in America. Past recipients of the Ernest J. Reyes Award include Reps. Luis Gutierrez and Xavier Becerra, and Mortgage Bankers Association (MBA) President and CEO David Stevens. Blackwell has dedicated a large portion of his time at Wells Fargo to increasing minority, low to moderate-income, and first- time homebuyer mortgage lending. He works with key stakeholders to enhance homeownership opportunities across the full consumer spectrum and has continuously been a champion for positive change in the mortgage industry, earning him the Ernest J. Reyes Award. The Latino Vanguard Award, has been presented to recognize public figures, authors and artists who have transcended barriers in their lives and careers and whose contributions have elevated the continued on page 16 B R I N G Y OUR O LOANS A H OME HO E CONVENTIONAL  FHA  VA  USDA NAHREP to Honor Wells Fargo Exec Brad Blackwell FOR ALL TYPES OF BORROWERS and Author Julissa Arce The National Association of Hispanic Real Estate Professionals (NAHREP) will honor two individuals who have distinguished themselves through their work and advocacy for Hispanics in America. Brad Blackwell, EVP at Wells Fargo Home Mortgage and former Wall Street executive, will be recognized with NAHREP's Ernest J. Reyes Award. In addition, author Julissa Arce will be recognized with NAHREP's Latino Vanguard Award. The ceremony for these awards will take place during the NAHREP National Convention, being held at the JW Marriott-LA LEARN MORE ABOUT OU UR PROGRAMS BY VISITING www.C w.CarringtonWhoolesale.com/BringY com/BringY o o LoanssHome our Grrowing your business with wi the riight partner has never beeen easier. Get star ted today with Carringt i on Mor tgage Ser vices. 866 - 453-2400 Enter fo for a ch chance to win w 2 tickkeets to the game ! TO R OA O A D TO RO OAD UST ON HO OUSTO TO Swwee SSweepstakes wweep eeeeps sststak ttak kkeeses weeep epppststa taake ak akes CarrrringtonWhholesale.ccoom/Road toHouston Ca © Copyr o y ight i 2007-2016 Carringt a oon Mortga gagge Services, LLC headquartereed at 1600 South Douglasss Roaad, Suites e 110 & 200A, Anaheim, CA 92806. 800 -561-4567. NM MLS ID 2600. Nationwide Mortgage g Licensing e Syst ys eem (NMLS) Coonsumer Access ce websit e ee: www.nmlsc . o onsume erac a cess.org. AZ: Mortggage Bankeer BK-0910745. CA: Licensed by the Department of Business Oversight under the Califor a o nia n Reesidential Mortgage Lending Act,, Fiile 413 0904. CO: Check h license status of yoour mortgage g loan origina i toor at www.dor . a.sta a te.co.us/reale estate/index.htm. e GA: Georgia g a Residential Mortggage Licensee 22721. IL: Illinois Residential e Mortggage Licensee. KS: Supervised Loan Liceense SL.0000313. KY:: Mortgage Loan Company o y Liceense MC211112. MN: This h is not an offer e too enteer into an interest e e rate lock aagreement e under Miinnesota Law. MS: Licensed by the Mississipppi Department of Banking i and Consumer o Financ i e. Mortgage g Lender License 2600. MO: Missouri Compan o y Registration 14 -1746-A. In-State Office: Missouri Residentiall Mortgage g Loan Brok o er e License e 14-1746-A1. 251 SW Noel, Lees e Summit, MO 64063. NV: Mortgage g Brok o er e License e 4068 (Residential Mortgage Lending). NH: Licensedd by the New Hampshire Bankiing Department. NJ:: Licensed by tthe N.J. Department of Banking i and Insuranc a e. NY: Liceensed Moortggage Banker-NY e - S Department of Financ i ial Services. New Yor o k Mortggage Banker e Liceense B500980/1076664. OH: Ohio Mortgage g Brok o eer Act Cer e tificatee of Registr e ation M MB.804213.000; Ohhio Mortggage Loan Act Cer e tificatee of Registr e ation SM.501517.000. OR: Mortggage Lender License ML4886. PA: Licensed by the Department of Banking. RI: Rhode Island s Liceensed Lender, Lender Liceense 20112809LL. VA: Licensed by the Viri gginia State Cor o poration Coommission MC--5382. NMLS ID 2600 (www.nmlsc . onsumerac a cess e .org). g WA: Coonsumer Loan Liceense CL2600. Also licensed iin AL, AR, CT, DE, DC,, FL, ID, IN, IA, LA, ME,, MD, MI, MT,, NM, NC, OK, SC, TN, TX, UT, WV, WI and WY. NOTICE: All loans suubject to credit e , underwriting i and prop o erty approval guidelines. Offered e e loan products may vary by state. The here is no guarant a ee that all borrroweers will qualify. Restricitionss may apply.. This h is not a commitment o too lend.. Terms e m , conditio o ons and programs a are subject too change without notice. This h infor o ma m tion is foor mortgage g prof o eessionals only ly and is not intended e for o distribution i to consumers. Carringt a ri on on Mortggage Servicees is not acting on behalf of or at the direc e tioon of HUD/FHA or any government en agency.y. All rights i reser e ved e. n National Mortgage Professional Magazine n OCTOBER 2016 A F U L L R A N G E O F LOA N S O LU T I O N S 15 NationalMortgageProfessional.com positive economic outcome for investors. We look forward to continued discussions with government agencies, the GSEs and other stakeholders about these principles and the proposal." "Developing One Mod was a tremendous collaborative effort by lenders and other stakeholders, big and small, to develop a simpler and more streamlined process that provides meaningful help to those who are under serious hardship," said Mike Malloy, vice president of Servicing for Quicken Loans. "One Mod resolves many of the barriers that homeowners seeking payment relief faced during the process of applying for a home loan modification. Our goal is to engage lenders, regulators, investors and community groups across the industry and receive their feedback on next steps to adopt and implement One Mod." One Mod incorporates four guiding themes that drive successful loss mitigation programs: Accessibility, Affordability, Sustainability and Transparency. "As an industry we have a shared responsibility to offer clear and consistent solutions to homeowners who are struggling," said Peter Muriungi, head of Mortgage Banking Servicing at JPMorgan Chase. "This proposal is the product of strong industry collaboration with the common goal of providing a simpler customer experience and meaningful payment relief for families in need." http://www.NationalMortgageProfessional.com http://carringtonwholesale.com/bringyourloanshome http://carringtonwholesale.com http://carringtonwholesale.com/readtohouston http://www.nmlsconsumeraccess.org http://www.nmlsconsumeraccess.org

Table of Contents for the Digital Edition of NMP - October 2016

Table of Contents
NMP - October 2016 - Cover1
NMP - October 2016 - Cover2
NMP - October 2016 - 1
NMP - October 2016 - Table of Contents
NMP - October 2016 - 3
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