NMP - December 2016 - 107


attracting new career pros continued from page 32
should accelerate career
development.
Also, reducing the required
experience hours for accreditation,
as just noted, would make
eliminating the time barriers for
each grade of licensure even more
relevant.
While we await further
developments within the
Appraisal Qualification Board, we
should be proactive on these
issues. An inefficient loan
origination marketplace with
respect to appraisals threatens

appraisal independence and the
many gains we have made in
recent years in gaining back trust
with investors, regulators,
borrowers, homeowners and
consumers.
As noted earlier, a professional
appraisal, as currently proscribed,
is the best way to put a valuation
on a home. Working together, we
can ensure that mortgage lending
has a sufficient number of quality
professionals to complete these
appraisals for the foreseeable
future.

Michael Dresden is the president of Dart Appraisal, an
independently owned, nationwide appraisal management
company (AMC) founded in 1993. As the chief integrator for
all branches of Dart Appraisal, Dresden works closely with
the company's leadership team to create and fulfill a
comprehensive strategic plan that delivers consistent, reliable
and customized service to a broad range of clients
throughout the U.S.

mba's mortgage action alliance

Fowler Williams is chairman of the Mortgage Bankers
Association's Mortgage Action Alliance. He is also
president of Atlanta, Ga.-based Crescent Mortgage. He
may be reached by phone at (800) 851-0263 or e-mail
FWilliams@CrescentMortgage.net.

WE INVEST IN YOU
BY PROVIDING:
*
*
*
*
*
*
*
*
*
*

Sales training
Personal coaching
Peer support
Operational support
Advisory Board
Marketing
Fully delegated underwriting
In-house funding
Compliance
Stress-free onboarding

107

n National Mortgage Professional Magazine n DECEMBER 2016

professionals who wish to join or
learn more about MAA can do so
at MBA.org/MAA. If you have any
questions regarding MBA's
advocacy programs, or if you
would like to run an MAA
campaign, please contact Peter
Shapiro at (202) 557-2933 or email PShapiro@MBA.org to receive
an enrollment campaign kit and
learn more.
The final word: I want to thank
the Mortgage Bankers Association
for allowing me to serve my
industry in the capacity of MAA
Steering Committee Chairman. It
has been a joy to work under MBA
Chairmen Bill Cosgrove, Bill
Emerson and for a short time,
Rodrigo Lopez. Thank you to the
MBA staff and Peter Shapiro for all
the change they have supported
and the assistance and guidance
they have provided me over the
past two years. I thank the 15,000
members of the Mortgage Action
Alliance for their dedication to the
real estate finance industry and for
allowing me to serve as your
chairman. I look forward to the
continued growth of MAA and
working with its incoming
chairman, Gene Lugat for the next
two years! MAA truly does make a
difference in our industry. The
larger the group ... the louder the
voice.

Partners@Inlanta.com

NationalMortgageProfessional.com

In other news, the Court of
Appeals for the District of
Columbia overturned the CFPB's
$109 million fine against PHH
Corp. This decision underscores a
number of key, long-standing MBA
positions, and is certain to have
far-reaching policy, compliance,
and political implications. Also, the
published revamp of the Uniform
Residential Loan Application
(URLA) gives the mortgage
industry time to implement the
necessary systems changes by the
Jan. 18 effective date. Mortgagerelated regulatory developments
continue, including the
implementation of the Telephone
Consumer Protection Act and HUD
actions related to downpayment
assistance and HECM loans. And
in an announcement sent to
lenders, the USDA announced a
reduction in both its upfront and
annual guarantee fees for the Rural
Housing Service's Section 502
Single Family guaranteed loan
program.
Stay updated on current events
in Washington, D.C. and your state
capital by connecting with MAA on
social media. You can join our
group on LinkedIn and on
Facebook to connect with fellow
advocates and expand your
network!
Real estate finance industry

continued from page 66

262.439.4242


http://www.MBA.org/MAA http://www.NationalMortgageProfessional.com

Table of Contents for the Digital Edition of NMP - December 2016

Contents
NMP - December 2016 - Cover1
NMP - December 2016 - Cover2
NMP - December 2016 - 1
NMP - December 2016 - Contents
NMP - December 2016 - 3
NMP - December 2016 - 4
NMP - December 2016 - 5
NMP - December 2016 - 6
NMP - December 2016 - 7
NMP - December 2016 - 8
NMP - December 2016 - 9
NMP - December 2016 - 10
NMP - December 2016 - 11
NMP - December 2016 - 12
NMP - December 2016 - 13
NMP - December 2016 - 14
NMP - December 2016 - 15
NMP - December 2016 - 16
NMP - December 2016 - 17
NMP - December 2016 - 18
NMP - December 2016 - 19
NMP - December 2016 - 20
NMP - December 2016 - 21
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NMP - December 2016 - 23
NMP - December 2016 - 24
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NMP - December 2016 - 28
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NMP - December 2016 - 33
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NMP - December 2016 - Cover3
NMP - December 2016 - Cover4
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